cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom Approval...Yes Please and Thank You!

Highlighted
Frequent Contributor

Chase Freedom Approval...Yes Please and Thank You!

Back story:  We are putting a new roof on the haus, got the materials quote, cash made no difference in pricing with the supplier but not a bad deal so done like dinner.  Now, how can I maximize rewards being that a CC is the same price and it would be paid off as the cash is in hand?  Cue myself, red eyed, 1am, husband asking "Are you ok???"  Respond with "Yes I'm fine, shhhh...*twitch."

 

All things considered, the Chase Freedom had the $200 offer, 14.99%, and 0% for 15 months BT (no matter on the APR/BT but you never know).  However, my anxiety stems from I had just applied and was approved for the Chase IHG Premier card on 03/01/2020...CSP 09/13?/2019...too soon?  Stare at the screen, cue "crazy house" begins bubbling: dog needs to be fed, kids need to get up so I can play trombone/science/math/life teacher...screw it, hit submit!

 

Congratulations!  Your application has been approved! (i'm sorry for no screen shot, I was in shock). Your limit is $21,300 :-)  Yes please and thank you Sir Chase!

 

It has been a "goal card," but I don't like chasing SUB's unless it's normal spend and had planned to wait until Aug/Sept for my shiny new gardening spades. No "regerts' though!!!  

 

EDIT: 4/24 at time of approval, single EX HP (758) so far, no negatives, AOoA 14 years, AAoA 2.5 years-ish, terms as expected in offer mentioned above, UTI <1%.

 

 

 

 

Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 1 of 33
32 REPLIES 32
Highlighted
Super Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Congratulations on your approval!
Message 2 of 33
Highlighted
Established Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Congratulations on your Chase Freedom approval and awesome SL!



Current FICO 8:

Credit Age (TU):

Inquiries:


Message 3 of 33
Highlighted
Frequent Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Holy smokes! That's a really nice Freedom SL! Congrats on a killer approval!  😎


FICO 8 5/20 EX 730 EQ 721 TU 734
Message 4 of 33
Highlighted
Valued Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@SarahJo wrote:

.... Your limit is $21,300 


Congrats! SJ on a great approval Smiley Happy & thanks for the DPs. Helpful. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 5 of 33
Highlighted
Mega Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Congratulations on your approval! ...Smiley Happy

Message 6 of 33
Highlighted
Established Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Congrats on your approval, very nice SL!

12/18/19






Cards

Authorized User
Message 7 of 33
Highlighted
Frequent Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Thank you! I chirped when I came back to the computer and my daughter asked if I was alright 🤪

Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 8 of 33
Highlighted
Mega Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@SarahJo wrote:

Thank you! I chirped when I came back to the computer and my daughter asked if I was alright 🤪


Are you?

Message 9 of 33
Highlighted
Frequent Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@M_Smart007 wrote:

@SarahJo wrote:

Thank you! I chirped when I came back to the computer and my daughter asked if I was alright 🤪


Are you?


That is a loaded question my friend...😂

Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 10 of 33
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.