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Chase Freedom Approval...Yes Please and Thank You!

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Established Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

@SarahJo  Super Congrats on your Chase Freedom approval!!! Smiley Very Happy

 

$21,300 is a healthy chunk o' change. That's the highest starting limit

I've seen on a Freedom in quite some time. I usually see SLs like that

on the CSP or CSR. I'm sorry your house needs a new roof, but I'm glad

you've got the funds to take care of it and 0% for 15 months to pay it off. Smiley Very Happy

 

Congrats again on your approval. Thanks so much for sharing! Smiley Very Happy

Message 11 of 33
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Frequent Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@AllThingsInTime wrote:

@SarahJo  Super Congrats on your Chase Freedom approval!!! Smiley Very Happy

 

$21,300 is a healthy chunk o' change. That's the highest starting limit

I've seen on a Freedom in quite some time. I usually see SLs like that

on the CSP or CSR. I'm sorry your house needs a new roof, but I'm glad

you've got the funds to take care of it and 15 months to pay it off. Smiley Very Happy

 

Congrats again on your approval. Thanks so much for sharing! Smiley Very Happy


Thank you kindly, I really did not expect that SL...while apps give others a rush they give me anxiety.  I have to make sure it's what benefits me the most.  My WRX auto loan is also through Chase, it was opened 01/09/2019 and I pay more than the minimum required.  

As for the roof, I'm being proactive...ever have your house tell you "Pssst hey, my so-and-so is about to go to h311, better get on it before it gets messy?" 

Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 12 of 33
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Mega Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@SarahJo wrote:

@M_Smart007 wrote:

@SarahJo wrote:

Thank you! I chirped when I came back to the computer and my daughter asked if I was alright 🤪


Are you?


That is a loaded question my friend...😂


@SarahJo, Almost all my questions are loadedSmiley Very Happy

 

Enjoy that new Freedom    ..I use mine a fair amountSmiley Wink

 

Take care and Be Safe!

Message 13 of 33
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Frequent Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

9C0E889D-DB27-4833-9F47-6F442ACB0581.jpeg

Here she is! Called to have the card expedited because, well why not...wait time was 2-4 minutes out of the 10 minute call.

Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 14 of 33
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New Member

Re: Chase Freedom Approval...Yes Please and Thank You!

Congrats!

Hey

Message 15 of 33
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Senior Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Congrats on your sweet Chase Freedom approval!Smiley Very Happy

Currently: Gardening since 04/2020




Message 16 of 33
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Moderator

Re: Chase Freedom Approval...Yes Please and Thank You!

A great SL to boot, grats on the card!
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 17 of 33
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Valued Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@SarahJo wrote:

Chase Freedom had the $200 offer, 14.99%, and 0% for 15 months BT

Congratulations!  Your application has been approved! (i'm sorry for no screen shot, I was in shock). Your limit is $21,300 :-)  Yes please and thank you Sir Chase!

EDIT: 4/24 at time of approval, single EX HP (758) so far, no negatives, AOoA 14 years, AAoA 2.5 years-ish, terms as expected in offer mentioned above, UTI <1%.


Congrats on your Chase Freedom approval and outstanding Starting Limit!   Smiley Very Happy

 

Insider Tip:  Chase is my largest lender by far and one thing I love is that I can easily move limits between cards, which I have done several times.  (My CF approval was $21.7K I believe?  But I bumped it up to an even $25.0K by moving limits.)  Easy to do with a secure message on the website or a phone call to customer service.  I mention all this because I see your CSP is at $9.7K, IHG at $12.2K and CF at $21.3K.  If it were me, I'd want a higher limit on my CSP than CF, but you can redistribute however you want.  You just can't move between business and personal credit lines.    Your total Chase credit lines are $43.2K.  For example, if you wanted to go to just $5K (each) on CF/IHG, you could have a $33.2K CL on your CSP.  Or you could bump up CSP to $16K, CF down to $15K, and leave IHG at $12.2K.  Or any of dozens other combinations.  *Also, if you later decide to close one of the cards, they will typically allow you to move all that credit to another card except for $500.  

 

So play with it and have fun! And enjoy your new Freedom card!



Updated 05/18/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 8+ years; AoYA = less than 1 year (April 2020)
Total Open Credit Lines Over $492K. Utilization Less Than 1%. Inquiries until Nov 2020 (TU:2 -- EQ:4 -- EX:6)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 18 of 33
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Valued Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!

Congrats on the approval!!

 

Message 19 of 33
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Frequent Contributor

Re: Chase Freedom Approval...Yes Please and Thank You!


@Aim_High wrote:

@SarahJo wrote:

Chase Freedom had the $200 offer, 14.99%, and 0% for 15 months BT

Congratulations!  Your application has been approved! (i'm sorry for no screen shot, I was in shock). Your limit is $21,300 :-)  Yes please and thank you Sir Chase!

EDIT: 4/24 at time of approval, single EX HP (758) so far, no negatives, AOoA 14 years, AAoA 2.5 years-ish, terms as expected in offer mentioned above, UTI <1%.


Congrats on your Chase Freedom approval and outstanding Starting Limit!   Smiley Very Happy

 

Insider Tip:  Chase is my largest lender by far and one thing I love is that I can easily move limits between cards, which I have done several times.  (My CF approval was $21.7K I believe?  But I bumped it up to an even $25.0K by moving limits.)  Easy to do with a secure message on the website or a phone call to customer service.  I mention all this because I see your CSP is at $9.7K, IHG at $12.2K and CF at $21.3K.  If it were me, I'd want a higher limit on my CSP than CF, but you can redistribute however you want.  You just can't move between business and personal credit lines.    Your total Chase credit lines are $43.2K.  For example, if you wanted to go to just $5K (each) on CF/IHG, you could have a $33.2K CL on your CSP.  Or you could bump up CSP to $16K, CF down to $15K, and leave IHG at $12.2K.  Or any of dozens other combinations.  *Also, if you later decide to close one of the cards, they will typically allow you to move all that credit to another card except for $500.  

 

So play with it and have fun! And enjoy your new Freedom card!


Yes, thank you! You read my mind ;-)  I was tapping away on the search function to make sure of the fluidity between the Freedom and the CSP limits.  I can do this at anytime, as in not having to wait for the first statement to cut? 

Present Day...Equifax: 767, TransUnion: 789, Experian: 753
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 20 of 33
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