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Chase Freedom Approval after SLATE revoked

DH1988
New Contributor

Chase Freedom Approval after SLATE revoked

Hi guys,

 

Ok so, when I was in college I had 2 Cap one platinum cards (I eventually merged). Around this time my mom opened a Chase Slate in my name that I didn't know about. The card was later revoked. Fast forward about 5 years I applied for a loan through Chase and was denied so I assumed they weren't happy with me. I do have a checking and savings account w/ them but assumed they'd never give me another credit card so I kinda put it out of my mind. Recently, I've noticed the CF, CFU, CSP, and Slate coming up as pre-approvals. I was getting pre-approvals in the mail about the Disney card & other co-branded cards. When I went into the branch I was told I was pre-approved for all the Chase cards including the CSR.  I know I'm not ready for the CSR but after hearing that, the exclusive $300 SUB on the Chase Freedom just became too hard to ignore...

 

In Sept 2018 I joined the AMEX family ($4k), Oct 2018 acquired a car lease, Nov 2018 increased my Nordstrom VS limit from $7500--> $10k.

 

I know that gardening was probably the right choice but I got the new card itch and ...I scratched it. I applied for the CF and was instantly approved. I wasn't thrilled with the 25% APR or the $2800 limit because I was kinda hoping to do a BT from my cap one card w/ the 0% interest promo but I dont even care because I'm so happy I'm not blackballed!

 

I'm excited to get back in Chase's good graces--I had high hopes for this card but I probably won't use it much once the 15 month 0% APR is over. The APR is too high, the limit is too low and I'm not crazy about the HP for CLI.

 

I plan to garden for a while as this was a big (credit using) year for me. But when that's over I've got an eye on Discover, Citi & Cap1 Venture cards.

 

I realized I didn't ask a question or anything on this post, but I love reading your advice, opinions and experiences. Please do share! Smiley Happy Thank you...

 

 

 

Cap One QS (5/2008) $7k | Nordstrom VS (7/2017) $15k | Amex BCP (9/2018) $9.8k | Chase Freedom Flex (12/2018) $8.7k | NFCU Amex (9/2019) $31k | NFCU Flagship (12/2019) $15.2k | Discover it (10/20) $7k | Chase Sapphire Preferred (7/2021) $8k |


EXP/TU - 727
Message 1 of 6
5 REPLIES 5
JAG73
Moderator Emerita

Re: Chase Freedom Approval after SLATE revoked

Congrats on your approval!

Got some pruning to do... No more new cards!
Message 2 of 6
BrandonLane
Established Contributor

Re: Chase Freedom Approval after SLATE revoked

Congrats! Smiley Happy

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 3 of 6
19eighty5
Senior Contributor

Re: Chase Freedom Approval after SLATE revoked

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Aug 2021):EX- 689, TU- 671, EQ- 671
What's in my wallet:



On the chopping block:

Message 4 of 6
VoltronM
Senior Contributor

Re: Chase Freedom Approval after SLATE revoked

Congrats on your approval !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 6
MartyWrite75
Valued Contributor

Re: Chase Freedom Approval after SLATE revoked

Congratulations on your approval!
November 2021: Experian 717 Equifax 716 Transunion 725


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 8%
Inquiries: Exp: (4) Trans: (0) Equif: (0)
Message 6 of 6
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