Re: Chase Freedom Approved! $17,400 SL! - myFICO® Forums - 5693387

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I wanted to finish my foundation cards off with the Chase Freedom before I move on up to the top tier cards. Last app before this was in March 2019 for the Uber Visa. Had a family member send me a referral link so they could get the $50 bonus. Filled out the app and submitted. Received instant approval within 10 seconds. Not sure which bureau was pulled yet.

Approved for $17,400!

Some DP:
TU FICO 8: 791
EX FICO 8: 779
INQ: TU - 1; EQ - 0; EX - 1 (last 12 months)
Revolving utilization: less than 1%
5/24 Rule: 4/24 (Now 5/24 after approval)

Message 1 of 19

18 REPLIES 18

Wow, congrats on your approval with a killer SL!

Message 2 of 19

A respectable SL, grats on the Freedom card

Message 3 of 19

Awesome SL, Congrats on the Freedom approval!

CapOne Platinum Secured | $500

BOA Customized Cash Rewards Visa Platinum Plus | $300

SDFCU Platinum Rewards Secured | $250

Discover it Chrome | $1,000

NFCU Cash Rewards | $22,500

NFCU More Rewards AmEx | $18,000

NFCU Platinum | $5,500

AmEx Hilton Honors Aspire | $3,100

Discover it Cash Back | $4,000

PayPal Mastercard | $1,700

Synchrony CareCredit | $12,000

AmEx Delta Platinum | $1,000

AmEx Blue Cash Preferred | $1,000

AmEx Bonvoy Brilliant | $3,100

Home Depot | $15,500

GS Apple Card | $1,350

FNBO Evergreen Rewards Visa | $15,000

Macy’s AmEx | $7,800

Verizon Visa | $2,500

AxEx Gold | NPSL

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

Message 4 of 19

Congrats on your approval

Message 5 of 19

Congrats and nice SL!

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

NFCU FICO® Score 9 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Own It! | 1997 Jeep Wrangler Sahara

Own It! | 1977 Chevrolet Corvette

Navy Federal Credit Union 72 mos @ 2.29% bought in 2020 | 2020 RAM 1500

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Navy Federal Credit Union 72 mos @ 5.84% bought in 2023 | 2012 Fiat 500c

Chase Disney | $16,500

Chase Southwest Rapid Rewards | $10,500

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

United Gateway Mileage Plus | $23,300

Citi Diamond Preferred | $21,500

Citi AAdvantage | $13,400

Discover it Blue | $22,400

Amex Delta Platinum | $50,000

Wells Fargo Propel | $15,000

USAA Rewards | $20,000

Navy Federal CU Platinum | $50,000

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU | $35,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

Message 6 of 19

Wow! What a great starting limit! Congratulations!

Message 7 of 19

Congrats on your approval and monster SL!!

Message 8 of 19

Nice SL & Congrats!!

Message 9 of 19

Congrats on the Freedom card, and great SL!

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Message 10 of 19