Current Fico 08's are listed, didn't get a notification from CK so im gonna take a guess it was Experian. Pretty much was checking yesterday and saw that I was 9/24 and no pop ups on the offer screen online. Being that Chase Freedom is one of the last cards i wanted I decided to casually ask the teller at the local Chase branch if there were any Preapprovals, he said there was I came by a while later to see what those were, I saw there was a couple in there including unlimited and reserve which I have not alot of use for cause of 2% cash back cards and other travel cards I already have. I went ahead and told the personal banker that I wanted to go for the regular freedom and bit the bullet, when they did the app on the screen didnt give a set apr but bc they said it was pre approved I allowed them to go with it and gave her my income and other relevant info..Soooo......BAM! Approved 18k @ 15.99% Some Data points my Experian is 757 currently and being I have a Sapphire @ 25k a Amazon Visa @ 10.5k , and this Freedom @ 18k it makes up more than the 30% of my income so probably other factors with chase show up, I do have a checking relationship with them (not my primary bank) and as stated I was at 9/24 and they did have pre approvals in branch so they do bypass 5/24.
