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Chase Freedom Approved online Then Denial

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vear23
Established Member

Chase Freedom Approved online Then Denial

Let me start by saying my approval was an instant approval with a stated credit line, NOT a pre-approval.

 

In the span of one day, I applied for 3 of Chase's cards.  I was approved for the first with a stated credit line, the second was approved with a stated credit line and the last a denial.  

 

I reconned and was told I was approved for the first two, but denied due to too many inquiries.  

 

Today I get a letter stating I was denied for the 2 of them for too many inquiries.  I don't understand why I'm being denied if I was already approved.  Any thoughts, suggestions?

 

Cards : Hyatt, Freedom, Southwest (last two denied)

 

EDIT: I was also told information had to be verified, which was verified on the phone and then told to wait for a decision. I called later to find I was still approved for the first two and denied for the last. 




2/2017: EX: 666 EQ: ??? TU: 759
2/2016: EX: 554 EQ: 591 TU: 606
1/2016: EX: 549 EQ: 591 TU: 606


Message 1 of 6
5 REPLIES 5
vear23
Established Member

Re: Chase Freedom Approved online Then Denial

It would seem after calling the backdoor number, there was a loss in (computer)communication  after sending applying for the applications simultaneously. Their system shows I applied for 4 cards. The system says I applied for a Freedom card twice.  I was denied the second.  So the 2 approvals still stand. 😀




2/2017: EX: 666 EQ: ??? TU: 759
2/2016: EX: 554 EQ: 591 TU: 606
1/2016: EX: 549 EQ: 591 TU: 606


Message 2 of 6
Anonymous
Not applicable

Re: Chase Freedom Approved online Then Denial

Phew, nothing like making you sweat! Congratulations on the approvals!

Message 3 of 6
vear23
Established Member

Re: Chase Freedom Approved online Then Denial

That's exacly how I felt lol.  Thanks.




2/2017: EX: 666 EQ: ??? TU: 759
2/2016: EX: 554 EQ: 591 TU: 606
1/2016: EX: 549 EQ: 591 TU: 606


Message 4 of 6
Anonymous
Not applicable

Re: Chase Freedom Approved online Then Denial

Congrats on those awesome approvals! What a relief!

Message 5 of 6
vear23
Established Member

Re: Chase Freedom Approved online Then Denial

Thank you !!!  Man Very Happy




2/2017: EX: 666 EQ: ??? TU: 759
2/2016: EX: 554 EQ: 591 TU: 606
1/2016: EX: 549 EQ: 591 TU: 606


Message 6 of 6
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