Chase Freedom Approved w/ Poor Credit :)

[althes]

Congrats, this is about 10 people with scores under 600 that have gotten Chase cards.

[Anonymous]

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@Anonymous wrote:
@Anonymous Sorry noob question what is PIF?

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PIF = paid in full

Welcome to the forums by the way !!! below is a link for abbreviated terms, you will see a lot of them used.

http://ficoforums.myfico.com/t5/Credit-Cards/Updated-Abbreviation-List/m-p/4534572#M1309056

[Anonymous]

@NoBlefunk thanks, ill keep that link handy.

@lowkeyjimmy Income is 35,000(partime), I have 3,500 on my student loan and its 3 years old. No other accounts or negative marks. No hard inquiries. I've been paying my student loan well above the minimum payment for the past 1.5 years.(Five late payments before that). Honestly I didnt know how lucky I was till I started reading about other people's experiences w/ freedom card. I think its a mixture of luck and the fact that Ive had a chase checking account for like 5 years.