Chase Freedom Approved!

[CreditWorld2013]

I finally decided to app for the Freedom and was approved. I called the automated number and I got a $500 limit but I will recon for a higher limit since a few of my other cards haven't reported their new limits. 

So now my portfolio looks like this: 

1) Discover More

2) Citi Forward 

3) Chase Freedom 

4) Capital One Journey 

All in all given the fact that I only started my credit card journey during January-February of this year I'm pretty satisifed!   

EDIT: I contacted them once and they said it would be a 2nd hardpull whenever my other accounts post the new credit lines. I will contact the Ex. Department on Monday to see if they can do something better. If not, I will probably let my other cards grow for another 6 months, request a CLI from them and once they report a new limit...I'll allow Chase to pull and have them match it or compete by giving me a higher limit The good thing is that within 2-6 months the majority of my inquiries will be over 1 year with the exception of 3. Therfore, 1 Inquiriy from Chase and at worst an inquiry from Citi, Capital One, and Discover wouldn't damage my score too much. 

[Tran92]

Congrats. What's your current score? 

[chnceit]

Congrats! Thats an awesome profile, now head to the garden and let them grow so you can get over the toy limit hump.

[kevinjjc]

Congrats! Nice set of cards, except for Capital One. 

[Imua]

congrats on your chase freedom approval.. and just in time to take advantage of the upcoming 2013 1st quarter 5% gas rewards

[CreditWorld2013]

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@Tran92 wrote:

Congrats. What's your current score? 

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Thanks, last month my EQ FICO was 710. 

[CreditWorld2013]

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@kevinjjc wrote:

Congrats! Nice set of cards, except for Capital One. 

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Thanks, I know what you mean about the horror stories from Capital One. 

I have to admit...I like them. They were the first company to approve me when I had no credit. My limit was $300, went to $500 via credit steps, and last month I spoke with their executive department and I got a $500 increase. So my total credit line is $1,000 + 1% back on all purchases + 25% cash back bonus per month on the 1% cash back I earned for the month. So as you can see...they have treated me pretty good  

[kevinjjc]

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@CC365 wrote:

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@kevinjjc wrote:

Congrats! Nice set of cards, except for Capital One. 

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Thanks, I know what you mean about the horror stories from Capital One. 

I have to admit...I like them. They were the first company to approve me when I had no credit. My limit was $300, went to $500 via credit steps, and last month I spoke with their executive department and I got a $500 increase. So my total credit line is $1,000 + 1% back on all purchases + 25% cash back bonus per month on the 1% cash back I earned for the month. So as you can see...they have treated me pretty good  

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I'm happy for your success thus far with Capital One. Now let's see if that 1k credit limit will grow with you as time goes on.

[AF_23]

Congrats, Chase is ridicolous some times, 500 CL @ 710 ? They will auto CLI whopping 200 in 6 months time likely. 

[CreditWorld2013]

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@AF_23 wrote:

@Congrats, Chase is ridicolous some times, 500 CL @ 710 ? They will auto CLI whopping 200 in 6 months time likely. 

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I know! I was expecting around a $1,000 or more CL. I have a checking account with them for over 6 years (when I started high school it was a joint account), no negatives (lates, collections, etc) on any report, 710 EQ FICO, over $20,000 income, and the only reason for a $500 limit...only about a year of revolving history. The only reason I will keep it is that I have my account with them and I can link the card as Overdraft protection. Hopefully I will get it matched soon and if not within 6 months -1 year I'll request a CLI.