First i just wanna say Thank you to everyone here, i've learned so much from this awesome community.
I applied for chase freedom last night after being denied for discover and amex delta and capital one QS1- although that was before i paid a charge off with discover and my score jumped 40 points!- but ive been checking pre-qualify pages everywhere and nothing would show up.
last night i pulled the trigger and applied for the Chase Freedom expecting i would get denied for sure but to my surprise they gave me the 30 day message, so this morning i called and the robo lady said to check in 30 days, i called back after i got home from work and she said i was approved for $1500 and my card would arrive in 7-10 days! i couldn't belive it considering my scores!! but maybe me having an account with them for more than 4 years had something to do with it.
I know its not a huge SL but its a great start for me im just excited im in the door with Chase also they have $150 bonus and 0% APR for 15 months, What a great way to start the weekend!
Also for Data points i only have 3 cards currently Opensky $200, Capital one Secured $300, Credit one $300.