Chase Freedom Approved

[Anonymous]

Congrats your approval and Welcome to Chase family !!!!

[Anonymous]

Can you share any data points? How long was your credit history? Etc. I'm on the same journey! New to the credit club but learning so much from the myfico fam!

1 year of history
3k Discover
500 Capital one
6 months Capital one auto loan 33k
Aiming for the elites, And learning!

[difringe]

Congratulations on the approval!

[Anonymous]

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@Anonymous wrote:
Can you share any data points? How long was your credit history? Etc. I'm on the same journey! New to the credit club but learning so much from the myfico fam!

1 year of history
3k Discover
500 Capital one
6 months Capital one auto loan 33k
Aiming for the elites, And learning!

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DPs during application

-1 year, 3 months of history

-2/3 inquiries depending on bureau

-no derogs, 100% payment history

-3 total accounts, 2 closed (one which I was an AU on, other one was Self Lender), only one currently reporting was my discover card with a $2,400 CL 

-7% utilization

-$15k annual income

-734 credit score

[Anonymous]

Thank you so much for the DPs! Practically identical to mine as of now. I forgot to mention my self lender. On auto pay and kind of an after thought. Looking forward to starting my journey to the next level in a couple weeks!