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Chase Freedom Auto CLI

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Anonymous
Not applicable

Chase Freedom Auto CLI

I've stopped using the card since my NFCU Cash Rewards is our daily driver, but when I got a myfico alert for an account change it told me I got a CLI from $1k to $2k! It's not a lot but this card has been so stingy on the CLI. Had it since 2009 as a chase+1 student card with a $300 limit where it sat at $300 until 2015 when I saw my first CLI. Now we've finally seen another CLI! So to debunk the myths, chase can give you a surprise auto CLI
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Chase Freedom Auto CLI

Great!!

Have you been able to get a change in the APR? If so, how did you do it?
Message 2 of 12
taxi818
Super Contributor

Re: Chase Freedom Auto CLI


@Anonymous wrote:
I've stopped using the card since my NFCU Cash Rewards is our daily driver, but when I got a myfico alert for an account change it told me I got a CLI from $1k to $2k! It's not a lot but this card has been so stingy on the CLI. Had it since 2009 as a chase+1 student card with a $300 limit where it sat at $300 until 2015 when I saw my first CLI. Now we've finally seen another CLI! So to debunk the myths, chase can give you a surprise auto CLI

Yikes!!!since 2009 and you're just getting increase now? I don't care if surprise after 6 years. It will be one year in July. I hope for something.  

Message 3 of 12
Anonymous
Not applicable

Re: Chase Freedom Auto CLI

I've tried each year in September when the account ages another year for an APR decrease. No such luck. I'm still sitting at 21.49%
Message 4 of 12
_NERD
Established Contributor

Re: Chase Freedom Auto CLI

Congratulations

3B profile optimization in progress...
Message 5 of 12
RonM21
Valued Contributor

Re: Chase Freedom Auto CLI

Congrats on the auto luv


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 12
Anonymous
Not applicable

Re: Chase Freedom Auto CLI

Congratulations!! I sure wish they'd surprise me with an auto-increase - Come on Chase, I like surprises too Smiley LOL

Message 7 of 12
MissMoni223
Senior Contributor

Re: Chase Freedom Auto CLI

Way to go, in my book any auto luv is GOOD luv, LOL!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 12
alextercero
Super Contributor

Re: Chase Freedom Auto CLI

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 9 of 12
lsutigers
Contributor

Re: Chase Freedom Auto CLI

Awesome! Congrats! You give me hope!
Message 10 of 12
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