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Just recently approved for a 1K CL which was a surprise honestly. I am currently at the beginning stage of rebuilding my credit profile, long overdue. Experian (601) and Transunion (618) HP's, and Equifax shows (611) right now for my Fico Score 8 within the Fico App.
My biggest issues "baddies" are my past due/late student loans. I'm currently trying to gather as much info prior to contacting my servicers so I know my options and can make the best decisions to rehab them. $40K across 10 different servicers is just a little overwhelming.
Long story short I used to bank with Chase and held an account for quite some time roughly 10 years. Around 2-3 years due to relocation I found it easier to switch to PNC. Chase account was closed but I continued to recieve Credit Journey Notifications which I ultimately treated as spam and never bothered checking.
I randomly decided to try to log in and to my surprise was able to access a limited version of my account yet it stated I held no account with Chase? Prior to moving forward I checked for any offers which I had none, decided to apply anyways with very little faith on the outcome. I was hit with "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible. Thank you for choosing Chase."
A few days later after no calls, emails or any communication I logged back into the Credit Journey account and it reflected an open and approved Chase Freedom card. Very confused I called to verify it wasn't a mistake lol and expidited delivery on the card which will be here Friday
Current Score (09/05/2019): EXP: 601; TU: 618; EQ: 611
Capital One QuicksilverOne - $2K
Capital One SavorOne - $2K
Discover It Cash Back - $1,250
Chase Freedom - $1K
Amazon Store Card - $550
Self Lender Credit Builder Account 10/18-Present
Congrats !
Thank you!
That's great! Chase is a tough bank with it comes to forgivness and overlooking past mistakes, so it looks like you're on the way back.
Congrats!!!
Nice! Congrats!