Chase Freedom Flex Approval!

[ultimaterewardsguy357]

This one was just a surprise for me as it will be for some of you as well. I am officially in the garden until January 1, 2022. I am okay with that I am going to aim for the Blue Business Plus at the end of the month after my collection falls off with Experian in a few days.

I called the Chase Lending Services this morning and told them I had just applied for the Sapphire Preferred two days ago and was not aware of the new Freedom Flex which will allow me to maximize my spending on groceries. The rep told me to go ahead and apply and if I was denied I could always reconsider and plead my case. Glad that I didn't have to do that this time around. I logged into the Chase Online Banking and pulled the trigger only to get a pending message and then hours later I see TransUnion was pulled. I went the entire day checking the automated status line and it kept saying that the application was "Pending review and I should hear back in approximately two weeks". Well, I didn't want to get another set of eyes on the application if it came back denied so I waited until the end of the workday. I summoned the nerve to call the reconsideration line and they transferred me over to the verification department to make sure that I was the one who applied and boom instantly I was approved! No need to plead my case or anything.

At the time of application, I was at 4/24 and am now at 6/24:

1. Chase Freedom Unlimited, $500, opened 6/2016 (AU)

2. Citi Double Cash Card, $9,000, opened 3/2017 (AU)

3. CapOne QS1, $1,100, opened 5/2018, closed on 6/2020

4. CapOne Secured, $501, opened 9/2019

5. Discover It Cash Back, $1,000, opened 12/2019

6. Merrick, $2,500, opened 1/2020

7. Amex Gold Card, No Pre-Set SL, opened 3/2020

8. Chase Sapphire Preferred, $5,000, opened 9/2020

9. Chase Freedom Flex, $4,500, opened 10/2020

10. Blue Business Plus **10/2020** (Future Application and Soft Pull)

UTI: 4%

Fico 8 scores: EX 687, EQ 737, TU 737

(Pulled Experian on the first attempt and pulled TransUnion during pending review this morning)

AAoA: 5 years

Credit History Length: 13 years

Income: $65K - $74K

Negatives: one lingering collection on Experian that should come off soon.

[ultimaterewardsguy357]

At the time of application, I was at 4/24 and am now at 6/24:

1. Chase Freedom Unlimited, $500, opened 6/2016 (AU)

2. Citi Double Cash Card, $9,000, opened 3/2017 (AU)

3. CapOne QS1, $1,100, opened 5/2018, closed on 6/2020

4. CapOne Secured, $501, opened 9/2019

5. Discover It Cash Back, $1,000, opened 12/2019

6. Merrick, $2,500, opened 1/2020

7. Amex Gold Card, No Pre-Set SL, opened 3/2020

8. Chase Sapphire Preferred, $5,000, opened 9/2020

9. Chase Freedom Flex, $4,500, opened 10/2020

10. Blue Business Plus **10/2020** (Future Application and Soft Pull)

UTI: 4%

Fico 8 scores: EX 687, EQ 737, TU 737

(Pulled Experian on the first attempt and pulled TransUnion during pending review this morning)

AAoA: 5 years

Credit History Length: 13 years

Income: $65K - $74K

Negatives: one lingering collection on Experian that should come off soon.

[AllZero]

Congratulations on your approval!

[M_Smart007]

Congratulations on your CFF Approval..

[gdale6]

Grats on getting the flex approval

[cashorcharge]

Congratulations on your CFF Approval!

[mrcraft]

Congratulations on your approval!!

[Meanmchine]

Congrats on your new Chase cards !

[CreditAggie]

Congratulations on your Chase Freedom Flex approval!

[RailRoaderDre]

Congrats...thanks for the detailed data.

[Credit4Growth]

Congratulations on your Freedom Flex approval and again on your recent Sapphire (reconned) approval as well!

Those are some great cards and SUB's.