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Chase Freedom Flex Approval!

Borealis
Regular Contributor

Chase Freedom Flex Approval!

I still kind of can't believe it! I used the "you're already approved" button in the offers section of the Chase Credit Journey site. I've only been signed up over there for a few months and did not bank with them. I'd read here that those offers are usually legit, and I was worried that Fingerhut was going to open a new tradeline against my wishes and steal my 5/24 spot so I figured why not? (For more on Fingerhut's shenannigans click here: https://ficoforums.myfico.com/t5/Credit-Cards/FingerHut-Credit-Card/td-p/6497871 )  I've only been working on my credit for about a year so this was a pretty big deal for me. Ok on to the DPs!

 

SL: $3900

Int: 26-27% (I don't recall exactly, I remember it was high and that I didn't care. I don't carry balances anyway.)

HP: Experian (EXP8 703)

 

Thanks to all of you who share their wisdom, encouragement, and yes even mistakes here for others to learn and grow from. I only hope I can be a useful part of that chain. Alright, back to the garden with me!

Gardening til November 15
March 2021- FICO8: EXP 549 / TU 571
May 2022 - FICO8: EXP 702 / TU 683 / EQ 686 / EQ9 719

Disco $3000 3/21 (Graduated 11/21)
NFCU cashRewards $2000 8/21 (Graduated 2/22)
PenFed Gold $6000 2/22
NEW CARD YAY! Chase Freedom Flex $3900 5/22
SSL: NFCU $10,000/60 mo @2.25%APR 10/21 (75% paid)
Message 1 of 19
18 REPLIES 18
KingRue8500
Valued Contributor

Re: Chase Freedom Flex Approval!

Congrats on your Chase Freedom Flex approval




Message 2 of 19
CreditMagic7
Super Contributor

Re: Chase Freedom Flex Approval!

Congratulations on your new Chase Freedom Flex approval!!



Message 3 of 19
Borealis
Regular Contributor

Re: Chase Freedom Flex Approval!

Thanks everybody!
So I stand corrected on the interest:

Purchase APR 0.00% for 15 months!!!

Cash advance APR 25.74%

Honestly it was the 5% CB on gas/1yr that clinched it for me. Diesel is straight up slaying me at the pump.

Gardening til November 15
March 2021- FICO8: EXP 549 / TU 571
May 2022 - FICO8: EXP 702 / TU 683 / EQ 686 / EQ9 719

Disco $3000 3/21 (Graduated 11/21)
NFCU cashRewards $2000 8/21 (Graduated 2/22)
PenFed Gold $6000 2/22
NEW CARD YAY! Chase Freedom Flex $3900 5/22
SSL: NFCU $10,000/60 mo @2.25%APR 10/21 (75% paid)
Message 4 of 19
Suzette2
Valued Member

Re: Chase Freedom Flex Approval!

Bravo! 


@Borealis wrote:

I still kind of can't believe it! I used the "you're already approved" button in the offers section of the Chase Credit Journey site. I've only been signed up over there for a few months and did not bank with them. I'd read here that those offers are usually legit, and I was worried that Fingerhut was going to open a new tradeline against my wishes and steal my 5/24 spot so I figured why not? (For more on Fingerhut's shenannigans click here: https://ficoforums.myfico.com/t5/Credit-Cards/FingerHut-Credit-Card/td-p/6497871 )  I've only been working on my credit for about a year so this was a pretty big deal for me. Ok on to the DPs!

 

SL: $3900

Int: 26-27% (I don't recall exactly, I remember it was high and that I didn't care. I don't carry balances anyway.)

HP: Experian (EXP8 703)

 

Thanks to all of you who share their wisdom, encouragement, and yes even mistakes here for others to learn and grow from. I only hope I can be a useful part of that chain. Alright, back to the garden with me!


Bravo! 

Message 5 of 19
CreditAggie
Community Leader
Super Contributor

Re: Chase Freedom Flex Approval!

Congratulations on your CFF approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 month):  
Banks & CUs:                           Goal Cards:
                

Message 6 of 19
mppaul271
Frequent Contributor

Re: Chase Freedom Flex Approval!

Congratulations on your Chase Freedom Flex approval🎉🎉🎉

Message 7 of 19
SouthJamaica
Mega Contributor

Re: Chase Freedom Flex Approval!


@Borealis wrote:

I still kind of can't believe it! I used the "you're already approved" button in the offers section of the Chase Credit Journey site. I've only been signed up over there for a few months and did not bank with them. I'd read here that those offers are usually legit, and I was worried that Fingerhut was going to open a new tradeline against my wishes and steal my 5/24 spot so I figured why not? (For more on Fingerhut's shenannigans click here: https://ficoforums.myfico.com/t5/Credit-Cards/FingerHut-Credit-Card/td-p/6497871 )  I've only been working on my credit for about a year so this was a pretty big deal for me. Ok on to the DPs!

 

SL: $3900

Int: 26-27% (I don't recall exactly, I remember it was high and that I didn't care. I don't carry balances anyway.)

HP: Experian (EXP8 703)

 

Thanks to all of you who share their wisdom, encouragement, and yes even mistakes here for others to learn and grow from. I only hope I can be a useful part of that chain. Alright, back to the garden with me!


Congratulations on your approval on a prime card like that.

 

It seems to me that you should be getting rid of Fingerhut.


Total revolving limits 684000 (587000 reporting) FICO 8: EQ 715 TU 712 EX 695

Message 8 of 19
Yasselife
Established Contributor

Re: Chase Freedom Flex Approval!

Congratulations! @Borealis You sound like accomplishment. This is a great card, one of my favorite ones. Thank you for sharing, you're part of the chain.


Message 9 of 19
gdale6
Moderator

Re: Chase Freedom Flex Approval!

Enjoy the CFF, a great card with good benes, grats on it Smiley Happy

Message 10 of 19
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