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Chase Freedom Low Income Approval!!!

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Anonymous
Not applicable

Re: Chase Freedom Low Income Approval!!!

Congrats on your approval !!!!

 

 

Message 11 of 18
xaximus
Valued Contributor

Re: Chase Freedom Low Income Approval!!!

Congrats on the approval, recon and DPs! Duly noted on the under 21 with Chase!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 12 of 18
Anonymous
Not applicable

Re: Chase Freedom Low Income Approval!!!


@Anonymous wrote:

Gf applied for the Freedom yesterday. Instantly denied online, but called in and was approved after some questions. CSR told her that if you're under 21 they don't tend to give out instant approvals because they need to verify income either verbally or through the mail, so if anyone out there gets instantly denied (7-10 day message) and is under 21, call in!

 

Datapoints:

SL: $2,400

Income: $12,000 (Yes, you can still be approved with low income if you have a clean report!)

No baddies

EX FICO 730

Inq. 1

Pulled EX (California)

3 Revolvers + an installment

AAoA 13 months.

 

Hopefully this helps people looking to apply for Chase Freedom!

 


Excellent data points! I will share this with my son!
Congratulations to your GF!

Message 13 of 18
19eighty5
Senior Contributor

Re: Chase Freedom Low Income Approval!!!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 14 of 18
Anonymous
Not applicable

Re: Chase Freedom Low Income Approval!!!

Congrats! Smiley Happy This card is on my wishlist.


@Anonymous wrote:

Gf applied for the Freedom yesterday. Instantly denied online, but called in and was approved after some questions. CSR told her that if you're under 21 they don't tend to give out instant approvals because they need to verify income either verbally or through the mail, so if anyone out there gets instantly denied (7-10 day message) and is under 21, call in!

 

Datapoints:

SL: $2,400

Income: $12,000 (Yes, you can still be approved with low income if you have a clean report!)

No baddies

EX FICO 730

Inq. 1

Pulled EX (California)

3 Revolvers + an installment

AAoA 13 months.

 

Hopefully this helps people looking to apply for Chase Freedom!

 


 

Message 15 of 18
Anonymous
Not applicable

Re: Chase Freedom Low Income Approval!!!

Awesome! Congrats.

Message 16 of 18
Anonymous
Not applicable

Re: Chase Freedom Low Income Approval!!!

Thank you everyone!!

UPDATE: Her Chase Acquisition Risk Score (CARS) is 763 and APR 22.49%

She just got the card in the mail today.
Message 17 of 18
LunaBuna
Regular Contributor

Re: Chase Freedom Low Income Approval!!!

DILLY DILLY

 

Cheers.gif 

 


Message 18 of 18
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