Re: Chase Freedom Unlimited Approval (Trifecta Com... - myFICO® Forums - 5489053

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Decided to make the leap and apply for the Chase Freedom Unlimited tonight to complete the Trifecta and glad I did. I was instantly approved for a SL of $19,400 with an APR of 17.24%! This makes the highest limit of any of my cards!

Notes:

This was a cold app. I had seen an offer in Chase's Credit Journey in the recent weeks, but the offer was gone at the time of applying. Also, no green check marks. FICO 8's in low 800's at time of app.

Message 1 of 16

15 REPLIES 15

Congrats

Chase ❤ U

Message 2 of 16

Congrats on the approval. That's awesome. Very nice SL!

Message 3 of 16

Congrats! I just got CSP, I'll upgrade it next year, and hopefully can add Freedom in a year and a half or so.

PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k

Message 4 of 16

Congratulations on your approval great SL very impressive scores maybe I’ll be there in the 8 something range one day 😎.

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs

Message 5 of 16

Nice! If I stay clean, I'll be eligible for a Freedom in Q2 of 2020.

2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]

EQ	841	5 INQ (Auto, CC, HELOC, 2 mort)	7y2m
EX	812	5 INQ (2 CC, 2 mort, HELoan)	6y11m
TU	829	4 INQ (3 CC, 1 mort)	6y6m
5/24	3/12	AoYA 0m \| AoOA 23y6m	~3%

Message 6 of 16

I'll be Q3 of 2020 if I don't get an offer sooner. I'm in the garden till 7/2020 anyway for a mortgage. I feel like Freedom would give bigger returns than Unlimited

PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k

Message 7 of 16

Congrats!

Message 8 of 16

Great SL from Chase! That's handy because CLI's are rare.

Freedom Unltd|$6.6K

Freedom Flex|$9.6K

Simplicity|$30K

USAA Rate Adv|$15K

NFCU GoRewards|$24K

NFCU MoreRewards|$24K

USocks Cash+|$10K

Message 9 of 16

COngrats on your approval and very nice SL !!!

Message 10 of 16