So, I was sitting in the garden, minding my own business...
Logged into Chase account (CSP) and I noticed an offer for a Freedom Unlimited. I've seen this offer come and go and just ignored it, but there was something different, or so it seemed. There was a 0% finance charge for 15 months and a single APR. No range. This seemed like the unicorn that people talk about. But I'm in the garden till 11/2020, I kept telling myself. However since I have taxes coming up and and trip oversees that I wanted to take later this year I thought it might help with other spending that might take up those resources. I also wanted to test the waters regarding the 5/24 rule. SInce I was 12/24 within the last 10 months, but this was a targeted offer.
So, I unlocked my CRA reports (just in case), I filled out the two data fields and hit the button thinking I'd get another 2-5K limit. Wasnt expecting this:
Now, I'm concerned that they'll take it back. Is that a possibility?
Data points
They pulled:
- Experian (745) with 8 Inq
- TU (732) with 7 Inq
Total utility of 13% across all cards
Was 12/24 at time of app, 11 this year, last card opened in Nov 2018.
No other relationship with them other than the Sapphire Preferred.
I appreciate the information this site offers. Thanks
Wow! Congratulations! That's an offer that certainly merits leaving the garden!
"So, I was sitting in the garden, minding my own business..."
Right along with the rest of us!!! LOL!!!
YOU...
CONGRATS on your Approval and the LEGENDARY SL!!!
Congrats on your approval and monster SL !!!!
LOL/24 is so overrated hehe
Wow,. now I'm really tempted to jump on that offer / checkmark myself. Congrats on the SL and approval!
Congrats on your Chase Freedom Unlimited approval! Sweet SL too! 
