cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom Unlimited Approval!

Highlighted
Regular Contributor

Chase Freedom Unlimited Approval!

I made a post of helping a family member acquire the Chase Freedom in January 2019. Well I thought why not try for the Chase Freedom Unlimited now. I sent a "refer a friend" link to him so I can get the $100 bonus (since I already have a Chase FU) and we proceeded to apply. Filled out the application and submitted. Instant approval within 10 seconds! He received a SL of $6,800! He got two Chase cards within 4 months of each other!

Below are his current DP.

Auto loan: Joint; Paid 77% of the original amount
Discover: $7/$7400
Amex BCE: $0/$18,000
Chase Freedom: $0/$6100
TU FICO 8: 790
EX FICO 8: 777
INQ: TU - 0; EQ - 0; EX - 1 (last 12 months)
Revolving utilization: less than 1%
Missed payments: 0
Derogs/Collections: 0
5/24 Rule: 2/24

Next up is the Citi Double Cash!
12 REPLIES 12
Highlighted
New Contributor

Re: Chase Freedom Unlimited Approval!

Nice! Congrats to your buddy. Make sure he plays it cool with Chase for awhile now (no new cards) as there has been a string of posts on here of people getting their cards closed after getting more than one Chase card close together like that.




Message 2 of 13
Highlighted
Community Leader
Senior Contributor

Re: Chase Freedom Unlimited Approval!

Tell your buddy to pay down that Disco card. That usage is out of control. LOL congrats!! Awesome SL! Good luck with the Citi DC! 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 3 of 13
Highlighted
Frequent Contributor

Re: Chase Freedom Unlimited Approval!


@TruthHurts87 wrote:
I made a post of helping a family member acquire the Chase Freedom in January 2019. Well I thought why not try for the Chase Freedom Unlimited now. I sent a "refer a friend" link to him so I can get the $100 bonus (since I already have a Chase FU) and we proceeded to apply. Filled out the application and submitted. Instant approval within 10 seconds! He received a SL of $6,800! He got two Chase cards within 4 months of each other!

Below are his current DP.

Auto loan: Joint; Paid 77% of the original amount
Discover: $7/$7400
Amex BCE: $0/$18,000
Chase Freedom: $0/$6100
TU FICO 8: 790
EX FICO 8: 777
INQ: TU - 0; EQ - 0; EX - 1 (last 12 months)
Revolving utilization: less than 1%
Missed payments: 0
Derogs/Collections: 0
5/24 Rule: 2/24

Next up is the Citi Double Cash!

Congrats to your friend on the card and solid SL!

Message 4 of 13
Highlighted
Valued Contributor

Re: Chase Freedom Unlimited Approval!

Congrats to the family member on the approval!

 

As others have said, tread lightly for a little while so Chase doesn't get spooked and rescind his cards down the road. While his profile is pretty solid, datapoints show that Chase will be SP'ing him quite regularly looking for a reason to kick the accounts to manual review.

 

Tell your family member to join up and we'll save him a plot in the garden!

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 5 of 13
Highlighted
Epic Contributor

Re: Chase Freedom Unlimited Approval!

Chase Friend Referral & $100 Bonus

Message 6 of 13
Highlighted
Moderator

Re: Chase Freedom Unlimited Approval!

Congrats to him on the unlimited Smiley Happy
Message 7 of 13
Highlighted
Valued Contributor

Re: Chase Freedom Unlimited Approval!

Congrats on another nice Chase addition!


Message 8 of 13
Highlighted
Moderator Emeritus

Re: Chase Freedom Unlimited Approval!


@pinkandgrey wrote:

Tell your buddy to pay down that Disco card. That usage is out of control. LOL congrats!! Awesome SL! Good luck with the Citi DC! 


Shame on you! Scolding a Discover Card holder Smiley Embarassed

Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 9 of 13
Highlighted
Super Contributor

Re: Chase Freedom Unlimited Approval!

Congrats on the Chase approval.

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.