Pulled Equifax with 690 FICO 8
Instant denial at first but
$1,000 SL after a recon because of too many recent INQ
1 Paid collection from 2017
1.9 Years AAoA
8% Utilization
10 INQ last 12 months
ONE week after approval, collection was deleted from my GW letter
FICO 8 jumped to 748!!!!! (Wish I waited)
Chase soft pulled my Transunion and Experian 1 month after approval.... FYI
Starting Score: 460
@RebelSon wrote:Pulled Equifax with 690 FICO 8
Instant denial at first but
$1,000 SL after a recon because of too many recent INQ
1 Paid collection from 2017
1.9 Years AAoA
8% Utilization
10 INQ last 12 months
ONE week after approval, collection was deleted from my GW letter
FICO 8 jumped to 748!!!!! (Wish I waited)
Chase soft pulled my Transunion and Experian 1 month after approval.... FYI
Congratulations on your approval!
Great data points, thank you and congratulations!
Congrats
the softpull data is big for others wanting to app a Chase card and spree around it lol.
the softpull data is big for others wanting to app a Chase card and spree around it lol.
Yeah that made me nervous as I did a mini app spree... Experian lists them as Chase Bank, two soft pulls 4 weeks after account approval and another on 6 weeks... Transunion lists them as First USA (same address as chase, so I’m guessing it’s chase as well) 5 weeks after
