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Chase Freedom Unlimited Approval

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Regular Contributor

Chase Freedom Unlimited Approval

I've floated a few questions about this card on the boards here looking for advice about the "Green Check mark" on my offers for the CFU. My question was if it would be a hard pull. I also had an issue in that I was at 6/24... but all I had to do was fill out my Phone # and income.

 

 Well I wanted the card for 0% BT for 15 mos and the 1.5% everyday....sooo I went for it and was instant approval for $9,500! Bad news I got an immediate ding on Experian...well crap, but that was OK since I got a good sl... 4 hours later here comes an alert for an HP on Transunion!!! Double crap!! So much for the green checkmark...Smiley Sad

But excited about the approval!Smiley LOL

 

Data: TCL 97.5k ( now $107.5k), AAoA 3.1yrs, util 10%<, scores as shown below, CSP almost 2 years old, CF 1 yr old.

I run 1.5-2k/mo through CSP..I had 2k BT 0% that I just paid off, so cards at zero..never ask for a cl on either card.

Let me know of any other questions!

EQ - 717 TU-724 EX -725>
Message 1 of 10
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Moderator

Re: Chase Freedom Unlimited Approval


@Stryder wrote:

I've floated a few questions about this card on the boards here looking for advice about the "Green Check mark" on my offers for the CFU. My question was if it would be a hard pull. I also had an issue in that I was at 6/24... but all I had to do was fill out my Phone # and income.

 

 Well I wanted the card for 0% BT for 15 mos and the 1.5% everyday....sooo I went for it and was instant approval for $9,500! Bad news I got an immediate ding on Experian...well crap, but that was OK since I got a good sl... 4 hours later here comes an alert for an HP on Transunion!!! Double crap!! So much for the green checkmark...Smiley Sad

But excited about the approval!Smiley LOL

 

Data: TCL 97.5k ( now $107.5k), AAoA 3.1yrs, util 10%<, scores as shown below, CSP almost 2 years old, CF 1 yr old.

I run 1.5-2k/mo through CSP..I had 2k BT 0% that I just paid off, so cards at zero..never ask for a cl on either card.

Let me know of any other questions!


Congrats on the approval.  Very nice SL for that card. Chase routinely double pulls for credit applications.  Has happened to me everytime that I have applied for one.  Not quite sure what you mean about the green check marks.  That just represents a solid preapproval but they still are going to pull credit reports.  Chae doesn't grant credit cards via SPs like Amex does.  

Message 2 of 10
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Valued Contributor

Re: Chase Freedom Unlimited Approval

Congrats Irish! Somehow I either forgot or didn't realize Chase double pulls. Although the Freedom I have had for a good while and it is the only Chase card I have, so maybe that is why it didn't ring a bell. Nice starting limit makes it worth it!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 3 of 10
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Regular Contributor

Re: Chase Freedom Unlimited Approval

I knew they did when I got the my first card, the CSP, but I thought they would maybe only do one on my third (I think they only did one on my freedom). On the green checkmark, I was just trying to find out what you just explained... no biggie...I was just being a little flippant with my remark. Thanks for your input Irish! I am happy with the sl!

EQ - 717 TU-724 EX -725>
Message 4 of 10
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Community Leader
Mega Contributor

Re: Chase Freedom Unlimited Approval

Congrats on a nice slSmiley Happy
Message 5 of 10
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Regular Contributor

Re: Chase Freedom Unlimited Approval

It depends on your location. I’m in CA and Chase has only pulled Experian for my Sapphire Preferred and my green check mark freedom unlimited.
Message 6 of 10
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Member

Re: Chase Freedom Unlimited Approval

congrats on the approval and a nice SL.

US Cards:
Amex Platinum (NPSL, $35,000 Pay Over Time) | Amex Blue Cash Everyday ($15,000) | Amex Cash Magnet ($10,000) | Discover It Cash Back ($2,000)

Canadian Cards:
TD Aeroplan Visa Infinite Privilege ($15,500) | TD US Dollar Visa ($9,600) | Amex Air Miles Platinum ($20,000) | Amex Gold Rewards (NPSL) | MBNA Mastercard ($20,000) | Capital One Costco Mastercard ($10,000)
Message 7 of 10
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Frequent Contributor

Re: Chase Freedom Unlimited Approval

Congrats on the Chase TriFecta!!!! Thats another reason to be excited too!
Message 8 of 10
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Senior Contributor

Re: Chase Freedom Unlimited Approval

Congratulations on your approval! Awesome SL!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 9 of 10
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Senior Contributor

Re: Chase Freedom Unlimited Approval

Congrats on Approvals
8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 10
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