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Chase Freedom Unlimited Approval

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Anonymous
Not applicable

Chase Freedom Unlimited Approval

Today I applied out of the blue, and was instantly approved for $3,600. Surprising to say the least.

Today has been, let's say, incredible, in my opinion.

Woke up this morning with an email from Discover congratulating me on a CLI. Upon seeing that, decided to apply for a CLI on my Citi DC card, and was approved. Kept momentum going with Amazon, Paypal, Walmart, and Dick's Sporting Goods.

The increases were as follows:

Discover IT - $1400 -> $1700
Citi DC - $1000 -> $2000
Paypal MC- $300 -> $900
Amazon - $800 -> $2000
Walmart - $500 -> $2500
Dick's - $500 -> $2500

I combined my Capital One Platinum card with my QS, But am having a hard time getting a CLI out of them. Current combined limit on those two are $2,350.

Credit One (close to being closed) got a nominal bump last week to $1,650, from $1,400.

Wells Fargo unsecured my credit card to a Platinum, but didn't raise my limit, and when I called them to try and get one, I was denied. So once my $300 is returned to me, I'm considering canceling that bank account and going to a credit union.

I applied for Harley Davidson financing, and was automatically approved for both the bike and the Visa card, but I'm not entirely sure what the limit will be on that one. They're US Bank.

It's going smooth.

Any recommendations?
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval

Congrats on the approval! It's good to have a card that gives your freedom, isn't it? Smiley Wink

Message 2 of 15
MrDFinance
Established Contributor

Re: Chase Freedom Unlimited Approval

Congrats.... Some of the best approvals come unexpectedly Smiley Happy
Message 3 of 15
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval

Real good job on the CLIs, T. And Congrats! on the sweet Chase approval. With Cap1, bear in mind they use dated scores when UW CLI requests -- if your scores have improved significantly in the last 5-6 weeks it's likely they'll respond to that in about 5-6 weeks. 

 

Speaking of scores, what are yours like?

Message 4 of 15
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval

Between EQ, TU, and EX, Im showing 705, 703, and 717, respectively.
Message 5 of 15
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval


@Anonymous wrote:
Between EQ, TU, and EX, Im showing 705, 703, and 717, respectively.

Good deal. Thanks. BTW, you might want to double dip that Disco auto CLI -- there's more behind Door #1 waiting for you. 

Message 6 of 15
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval

You think I should call and see if they can work a little mojo on my limit?
Message 7 of 15
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval


@Anonymous wrote:
You think I should call and see if they can work a little mojo on my limit?

Call or online. With your scores there should be more for you. Check this out. Note the CLI that was granted after the 1st auto increase, same day. Cool growth that followed, huh? 

 

Plus the countless stories of DD from others. Keep us updated how you make out.

Message 8 of 15
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approval

Congrats on all your awesome approvals!

tenor.gif

Message 9 of 15
xaximus
Valued Contributor

Re: Chase Freedom Unlimited Approval

Congrats on the approval and CLI's. Keep in mind, Disco is known to leave money on the table as mentioned before. Doing a great job so far, come see us in the garden.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 10 of 15
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