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Chase Freedom Unlimited Approval

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New Contributor

Chase Freedom Unlimited Approval

Pulled Equifax with 690 FICO 8

Instant denial at first but

$1,000 SL after a recon because of too many recent INQ

1 Paid collection from 2017

1.9 Years AAoA

8% Utilization

10 INQ last 12 months

 

ONE week after approval, collection was deleted from my GW letter

FICO 8 jumped to 748!!!!! (Wish I waited)

Chase soft pulled my Transunion and Experian 1 month after approval.... FYI

Starting Score: 460
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
Message 1 of 7
6 REPLIES 6
Senior Contributor

Re: Chase Freedom Unlimited Approval

 

Congrats!   ..Do you know how many times  ...I wish I waited???

 

 

Message 2 of 7
Contributor

Re: Chase Freedom Unlimited Approval


@RebelSon wrote:

Pulled Equifax with 690 FICO 8

Instant denial at first but

$1,000 SL after a recon because of too many recent INQ

1 Paid collection from 2017

1.9 Years AAoA

8% Utilization

10 INQ last 12 months

 

ONE week after approval, collection was deleted from my GW letter

FICO 8 jumped to 748!!!!! (Wish I waited)

Chase soft pulled my Transunion and Experian 1 month after approval.... FYI


Congratulations on your approval!  






NFCU Flagship Rewards: $15000
NFCU Cash Rewards: $20000
Discover It: $2000
My Jewelers Club: $5000
NFCU Auto Loan: $14300
NFCU line of credit: $500
Total TLs: $42500
Message 3 of 7
Frequent Contributor

Re: Chase Freedom Unlimited Approval

Great data points, thank you and congratulations!

Present Day...Equifax: 767, TransUnion: 777, Experian: 774
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500

Message 4 of 7
Community Leader
Super Contributor

Re: Chase Freedom Unlimited Approval

CongratsSmiley Happy the softpull data is big for others wanting to app a Chase card and spree around it lol.
#ChaseCreditCardHobby Enthusiast
Message 5 of 7
New Contributor

Re: Chase Freedom Unlimited Approval

Yeah that made me nervous as I did a mini app spree... Experian lists them as Chase Bank, two soft pulls 4 weeks after account approval and another on 6 weeks... Transunion lists them as First USA (same address as chase, so I’m guessing it’s chase as well) 5 weeks after
Starting Score: 460
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
Message 6 of 7
Super Contributor

Re: Chase Freedom Unlimited Approval

Congrats!


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 7 of 7
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