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I finally got approval for a Chase card after getting denied about 8-10 months prior. My application was previously denied when I applied about a week ago because Chase needed verification, and I believe my application was approved about 2-3 days after I faxed the required documents to them.
My CL on the card is only $500, which isn't the biggest deal in the world to me because this card is going to become my general spend card outside of resturaunts and supermarkets since I now have the AMEX Gold aswell, and my two current credit cards (Discover IT & BoA Cash Rewards) will only revolve 1% utilization and both of them combined only give me a total CL of nearly $5000.
Going to put heavy spending through this card and let the statement cut at 10% util and PIF as usual and hope to get a decent credit increase on the Freedom Unlimited in 6-12 months time. And then I'll try applying for the CSP in 1.5-2 years from now when a majority of my inquiries get erased.
Current scores, EXP: 714, TU: 723, EQ: 717
Thank you AllZero!
Congrats there
Congrats!
Thanks guys, really hoping for a CLI soon.
Congratulations!
Congratulations!
@Anonymous wrote:I finally got approval for a Chase card after getting denied about 8-10 months prior. My application was previously denied when I applied about a week ago because Chase needed verification, and I believe my application was approved about 2-3 days after I faxed the required documents to them.
My CL on the card is only $500, which isn't the biggest deal in the world to me because this card is going to become my general spend card outside of resturaunts and supermarkets since I now have the AMEX Gold aswell, and my two current credit cards (Discover IT & BoA Cash Rewards) will only revolve 1% utilization and both of them combined only give me a total CL of nearly $5000.
Going to put heavy spending through this card and let the statement cut at 10% util and PIF as usual and hope to get a decent credit increase on the Freedom Unlimited in 6-12 months time. And then I'll try applying for the CSP in 1.5-2 years from now when a majority of my inquiries get erased.
Current scores, EXP: 714, TU: 723, EQ: 717
Congratulations on your Chase approval!
They can be a tough nut to crack.
BTW no such thing as "ONLY" in credit.
$500.00 from Chase is a great start,
enjoy your success,
Cheers
Congrats on your approval. I was just approved a few days ago fro this crad. Cant wait to use it.