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Chase Freedom Unlimited Approved - $16,700

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Regular Contributor

Chase Freedom Unlimited Approved - $16,700

Decided to leave the garden earlier than anticipated because......

 

I checked Chase prequals today and I was pre-qualified with firm APRs for the FU (16.99%) and CSP (17.99%) which I believe are the lowest APRs possible. No offers or green checks when I logged into my Chase account though.

 

AoYA = 3 mos

AoOA = 20 yrs 4 mos

AAoA = 5 yrs

 

Utilization is 2%. Income around 130K.

 

Two installment loans (both cars) @ 17% paid & 20% paid.

 

Scorable inquiries: EX-4 (lose 1 on the 30th & another in Jan), TU-0, EQ-0

 

All other relevant DPs in my sig.

 

Instant approval for $16,700!!! YESSSSSSS!!!!

Screen Shot 2018-12-12 at 4.31.53 PM.png

Within a minute the new account showed up on my Chase portal.

 

Now to go back to the garden & update my sig. Boy, was it worth it, though. 





ONE stubborn 30 day late: 6 yrs 6 mos ago
Gardening until May 2021 (or later....we shall see) ***Chase 2/24***

Lost my oldest account on Exp which is the reason for the drastic score difference - pretty bummed about that
Message 1 of 11
10 REPLIES 10
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Moderator

Re: Chase Freedom Unlimited Approved - $16,700

Congrats, glad it all worked out for you
Message 2 of 11
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Established Contributor

Re: Chase Freedom Unlimited Approved - $16,700

Congratulations! Awesomeness! Smiley Happy

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 3 of 11
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Community Leader
Mega Contributor

Re: Chase Freedom Unlimited Approved - $16,700

Sweetness is her name-oSmiley Happy
Message 4 of 11
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Moderator Emeritus

Re: Chase Freedom Unlimited Approved - $16,700

FightingForRedemption did you leave any credit limits for other people? Awesome approval!!! Chase Freedom CLs initially seem to be lower than the CSPs and the CSRs so I thought but, you blew the lid off that theory! Smiley Very Happy

Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 5 of 11
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Moderator

Re: Chase Freedom Unlimited Approved - $16,700

Huge congrats, @FightingForRedemptionscreamer.gif

 

Right now the only card left that is on my 'must have' list is a Freedom... I'm jealous!  Smiley Tongue  Smiley Very Happy 

 

Great job on making your trip outside the garden really count!  Smiley Very Happy

 

puppyboss.jpg

Message 6 of 11
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Established Contributor

Re: Chase Freedom Unlimited Approved - $16,700

Feels good when it all goes right doesn't it. Smiley Very Happy Congratulations.






~~ Former Royal Navy Submariner - Proud to have served ~~
Message 7 of 11
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Valued Contributor

Re: Chase Freedom Unlimited Approved - $16,700


@UncleB wrote:

 

puppyboss.jpg


Nuff said right there, congrats!!


Message 8 of 11
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Senior Contributor

Re: Chase Freedom Unlimited Approved - $16,700

Congrats on your approval and monster SL !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 9 of 11
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Frequent Contributor

Re: Chase Freedom Unlimited Approved - $16,700

Congrats on the amazing SL!


BK 7 Discharged: 05/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 10 of 11
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