Decided to leave the garden earlier than anticipated because......
I checked Chase prequals today and I was pre-qualified with firm APRs for the FU (16.99%) and CSP (17.99%) which I believe are the lowest APRs possible. No offers or green checks when I logged into my Chase account though.
AoYA = 3 mos
AoOA = 20 yrs 4 mos
AAoA = 5 yrs
Utilization is 2%. Income around 130K.
Two installment loans (both cars) @ 17% paid & 20% paid.
Scorable inquiries: EX-4 (lose 1 on the 30th & another in Jan), TU-0, EQ-0
All other relevant DPs in my sig.
Instant approval for $16,700!!! YESSSSSSS!!!!
Within a minute the new account showed up on my Chase portal.
Now to go back to the garden & update my sig. Boy, was it worth it, though.
FightingForRedemption did you leave any credit limits for other people? Awesome approval!!! Chase Freedom CLs initially seem to be lower than the CSPs and the CSRs so I thought but, you blew the lid off that theory!
Huge congrats, @FightingForRedemption!
Right now the only card left that is on my 'must have' list is a Freedom... I'm jealous!
Great job on making your trip outside the garden really count!
Feels good when it all goes right doesn't it. Congratulations.
Congrats on your approval and monster SL !!!!
Congrats on the amazing SL!