Chase Freedom Unlimited Approved with a $9,700 starting limit, instant approval.
4/24 at time of pull with one card being 23 months old. I couldn't wait.
Fico 8 exp 684, trans 694 at time of pull. They pulled these two reports.
Paid off car loan with a 90 day late that's 6 years old and a 60 day late that's 4 years old.
A charged off student loan that I paid off will fall off in a year.
I currently bank with Chase for one year. I received four pre qualify offers under the for you tab. Freedom, Freedom Unlimited and both Sapphire cards.
My oldest CC is 27 months old and youngest CC is 10 months old.
All Zero Except One with 1% utilization most of the time, but I use all my cards.
Highest limit was $7,700 before they pulled.
Two years ago I was denied a Bank of America Secured credit card. I had banked with BOA for 10 years and I was a preferred member. I think that's what they called it. I pulled my business, but I did my research on this forum and I went to work.
I hope my data points help others.
Started Rebuild 07/2018 from low 500s
FICO 8 Ex 741, Trans 745, Equifax 762
In the garden forever.
Cap1 Platinum $500
Cap1 Savor1 $7,700
Discover It Cash Back $4,400
Discover It Chrome $6,500
Amex Blue Cash Preferred $13,800
Amex Gold
Chase Freedom Flex $8,600
Chase Freedom Unlimited $31,200
Chase Sapphire Preferred $16,600
AU:
