Submitted a cold application, I was at 4/24 when I applied (3 credit cards and 1 installment loan in the last 24 months, most recent being my Amazon Prime Visa I got in Feb/2018). Applied on Tuesday and got the 7-10 day notice, received a letter on Saturday asking to call and verify my identity, spoke to a rep this morning and I'm approved for $7,500! Excited to start earning some points!
TU score = 761, 6 year credit history, around 15% util on all of my accounts, will be gardening for the next 15 months
