Had to slip this app in after my mortgage closed and before all the changes report. Went for CFU for the 3% 1st year and 0% for 15 months.
A picture is worth a thousand words. Looks like I got the lowest possible APR as well, cool.
Data points: EX FICO 813, TU 821. 4 inquires, 2 recent from mortgage app. 1/24 before this app (so 2/24 now). Looks like EQ was pulled according to Credit Karma. No alerts from EX yet, though I expect they were pulled as well. No pull reporting on TU yet. EDIT: Just got pull alert from EX. So, EX and EQ were pulled, same as when I got my Amazon Prime Visa last year.
This is my 2nd Chase card, 1st is an Amazon Prime Visa I got in 2018.
Now that the dirty deed is done, time to get my hands dirty in the garden!!
C O N G R A T S !!!
Chase Freedom Unlimited is a great card and
that SUB of (up to) $600 is AWESOME!
*Down the road, you might consider pairing it with the basic Freedom as well as
Sapphire Preferred or Reserve which can be a great value in Ultimate Rewards
points (+25% or +50% when transferred to one of the Sapphire cards and
used for travel!) ... the "Chase Trifecta"
I'm going to garden for at least 2 years while I recover from this refinance and divorce garbage... but after then, going CSP (or CSR) to leverage the UR points may be a possibility, especially if I start traveling some more again. Gotta fix the "broke" part of my username first.
If I do, I'll probably just do the "bifecta"... the Freedom categories don't usually line up with my spending very well.
And if I don't, cash back is never a bad thing.
Too bad the Amazon Prime Visa's rewards don't translate to UR points... I could accrue quite a few using that card.