Well I got lost on the way to the garden. I got a pre qualify offer from Chase I had 4 options to choose from. I decided on the Chase Freedom Unlimited. Instant approval $4500 SL.
I thought long and hard before accepting and decided to get my foot in the door before my other 3 cards post and put me over 5/24 rule and then having to wait a year and a half.
Now to the garden for real.