Chase Freedom Unlimited

Anonymous · ‎09-25-2018

Finally got my foot in the door with chase. Measly $1k CL but I'll take it. I've applied and been denied for this card twice in the past 12 months. My credit reports did not even show a hard pull for these applications. Figured I'd have to garden for a few years before trying to get a Chase card. I logged into my mobile Chase app and to my surprise, I saw the $300 cb after $500 spend offer and was instantly approved.

I haven't seen anyone get approved with a score like mine. My FICO are all 620-630. 2 collections accounts, 2 years old. 1 open revolving card at Discover, $2k limit 10% ultilization, 2 lates. 1 Amex charge card that shows $6-11k balance every month on my credit report because I pay in full on the due date as required once a month after the statement hits. No idea what my limit is on this card, but sometimes when I'm due to pay, my balance can be around $20k. Zero lates on the Amex. I am a CPC but currently have nearly zero assets at Chase.

Pretty excited about this and hope it gives others hope.