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Chase Freedom Unlimited

Dubxl1
Valued Member

Chase Freedom Unlimited

Hi All,

 

Hearty thanks to the MF team for all the advice, support and knowledge transfer.  I explained in a differeant post that I had a mortgage with Chase that was foreclosed on back in 2007\2008.  I have an auto loan Chase since Jan 2015.  I've been in rebuild mode for quite some time and felt like I was finally at a point to take chance to see if they(Chase) would show me a little love.   

 

Data Points as of 6\16

EX - 730

TU - 727

EQ - 718

Income $180,000

AAoA - 7yr 8 mos

Utilization - 17%, as i'm waiting for reports to update

Inquiries - combined are 9 in last two years, with 3 being fraudulent, and two recent inquiries form Amex(with whom i've been a cardholder since 2006)

Recently added my 4th Amex - Cash Magnet, and my first Discover card.  I was in the Garden for several years and these were the fist two cards   added in over 5 years.

Needless to say, I recently opened a checking account with Chase, went back to provide military ID and ask if I had a preapproval.  Banker gave me some spiel about Chase internal scoring system, so it sounded no good.  I went home and applied online.  Got the "30 day message".  I finally called to see if it was a verification issue, which it wasn't.  They then transferred me to underwriting, which I had read was not a good group to speak to but i figured, I have nothing to hide.  After a couple of minutes on hold, she came back and said "Approved".  $5.4k limit, which is close to lowest card (cap1).  All other cards are 10k and up.

 

I'm honestly just happy to be in.  Hopefully in a few months i'll see the infamous "green check mark" that many you have referenced so I can apply for the CSP!

 

Thank you all again for the invaluable info and support!!

December 2017. EQ 552. EX 565. TU 560
June 2020. EQ 763. EX 743 TU 757
Goal - 800 across the board
Cards -
NFCU Cash Rewards -- 28.5k. NFCU Platinum -- 30k NFCU CLOC -- 15k. AMEX ED - 20k. AMEX DS - 2.5k. AMEX Optima -- 1.5K. AMEX CM -- 3K, Cap1 QS1 - $3k. Cap1 Platinum - $3500. Affinity FCU - $12k. Affinity FCU Rewards -- 10k. Affinity FCU LOC - $5k. Discover IT - $20.5k. Lowes -- $10.6K. CFC - $2K Chase FU - $5.4k Chase Sapphire Preferred - $18.4. PayPal Credit 10k, Citi 13.5K
Message 1 of 10
9 REPLIES 9
Remedios
Moderator

Re: Chase Freedom Unlimited

congrats on your approval!
When someone asks you *What's wrong*, and you're not sure if you want to start listing it in alphabetical or in order of importance.
Message 2 of 10
AnimalHouse121
Valued Contributor

Re: Chase Freedom Unlimited

Congrats on your CFU approval!!
Message 3 of 10
Dubxl1
Valued Member

Re: Chase Freedom Unlimited

Thank you!!

December 2017. EQ 552. EX 565. TU 560
June 2020. EQ 763. EX 743 TU 757
Goal - 800 across the board
Cards -
NFCU Cash Rewards -- 28.5k. NFCU Platinum -- 30k NFCU CLOC -- 15k. AMEX ED - 20k. AMEX DS - 2.5k. AMEX Optima -- 1.5K. AMEX CM -- 3K, Cap1 QS1 - $3k. Cap1 Platinum - $3500. Affinity FCU - $12k. Affinity FCU Rewards -- 10k. Affinity FCU LOC - $5k. Discover IT - $20.5k. Lowes -- $10.6K. CFC - $2K Chase FU - $5.4k Chase Sapphire Preferred - $18.4. PayPal Credit 10k, Citi 13.5K
Message 4 of 10
corpcrmgr
Valued Contributor

Re: Chase Freedom Unlimited

Congratulations! It appears you beat the blacklisting.

Message 5 of 10
gdale6
Moderator

Re: Chase Freedom Unlimited

Grats on the new Chase card Smiley Happy
Message 6 of 10
M_Smart007
Epic Contributor

Re: Chase Freedom Unlimited

Congrats on the Chase FU

Message 7 of 10
Cred4All
Valued Contributor

Re: Chase Freedom Unlimited

Congrats on the approval!


Message 8 of 10
800FICOGoal
Established Contributor

Re: Chase Freedom Unlimited

Congrats on the new CFU!!!











Current


Rebuild Cards


Goal Cards


Loans

Message 9 of 10
Dinosaur
Moderator Emeritus

Re: Chase Freedom Unlimited

@Dubxl1great come back! Keep on truckin' ... Smiley Happy

Message 10 of 10
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