Chase Freedom approval with 8 months of credit history

[MasonK]

Congrats on joining the Chase family!

[Anonymous]

Congratulations on your approval!

[nuohlac]

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@M_Smart007 wrote:

Congratulations! ..

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You were six minutes behind @Allzero please quit looking at gold coins and quit your day job if you still have one. It is really interfering with your ability to hack it here.

[nuohlac]

Congrats!!!

[Anonymous]

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@Anonymous wrote:

I'll spare the back story, because I already made a thread about it here.

I called recon right after getting denied, talked to a credit analyst, and was told I would likely get a decision within 48 hours. Robolady was giving the 30-day notice.

I called again today, 6 days later, and asked nicely if there was anything else they needed from me to process the application. I was put on an epic 45-minute hold and the next person who picked up said they simply needed to confirm that I "selected the Freedom card as the card I wanted to apply for." I said yes, they ran it through the algorithm again, and I was approved on the spot for a $1k starting limit!

I'm now at 5/24, so I'm gardening until July, 2021 when a 5/24 slot will open up and I can apply for the CFU. Then, when it makes sense after that, I plan to get a CSP and complete the trifecta.

I only have 8 months of credit history, so let this be a DP that you do NOT need a year of credit history to end up getting a Chase card!

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Congratulations on getting a Chase card. A very daunting task with a short credit history in this tough environment. 

[Anonymous]

Congratulations on your approval! 

[MyFault]

Congrats!

[mrfufoppss]

I told you that you would get it.thats the limit mine started out with and if you put alot of swipes thru it you will get a AutoIncrease at 3months most likely to 3000 mine is at 5000 now and will be a yr old in 12 days..Congrats and im glad i was right 😂 and you got that card

[Anonymous]

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@mrfufoppss wrote:

I told you that you would get it.thats the limit mine started out with and if you put alot of swipes thru it you will get a AutoIncrease at 3months most likely to 3000 mine is at 5000 now and will be a yr old in 12 days..Congrats and im glad i was right 😂 and you got that card

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Glad to hear that! I typically spend $1-2k monthly on credit cards and PIF as soon as the transaction clears, so I can put a high spend volume through to hopefully trigger an auto-CLI. I'm glad to see your DP, because supposedly Chase "never" gives an auto CLI and a CLI request is a hard pull.

[mrfufoppss]

always pay with your chase checking account because the limit will be available immediately while the transaction still pending