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Apllied 3-4 times with Chase in the past year all to no avail , even turned down twice after recon calls . Today decided to try for the Freedom for the hell of it and BAM , approved instanly !!! $1200 limit , need roughly $3k , should I call and recon the limit ?
My income is over $70,000 and I have virtually no debt other than my car payment , and zero balance on my other cards ??
TU-655 MyFico
EQ-628 MyFico
EX-618 MyFico
@TravisT45 wrote:Apllied 3-4 times with Chase in the past year all to no avail , even turned down twice after recon calls . Today decided to try for the Freedom for the hell of it and BAM , approved instanly !!! $1200 limit , need roughly $3k , should I call and recon the limit ?
My income is over $70,000 and I have virtually no debt other than my car payment , and zero balance on my other cards ??
TU-655
EQ-628
EX-618
I would say it doesn't hurt to try and recon just make sure they don't do another HP.I have heard mixed things about success of recons with chase thought ,so ymmv . BTW your experian score is an bit on low side so not sure how successful you will be on getting an higher credit limit.
Yeah Experian doesnt like me !
Grats on your new Chase card A recon with Chase will be a 2nd HP so think about it wisely, you can always make multi payments in a month, I used to shove over 2500 thru a Cap-1 card with a 500 limit monthly.
Wonder wich one they would HP ? I'm not even sure wich one they pulled for my approval yet but in the past it was always EX .
@TravisT45 wrote:Wonder wich one they would HP ? I'm not even sure wich one they pulled for my approval yet but in the past it was always EX .
I think chase is an experian only puller. Not 100% sure about it though
Congrats! Welcome to the forum and thanks for sharing
Thanks for all the replies folks ! I do have checking and savings with witha decent balance with Chase as well , not sure how much that influenced thier decision .
Congrats!
Congrats! I'm in the same boat as you, I've applied for the Chase Freedom twice already this year and denied both times with a no go on recons. Although I was just approved for the Amazon Chase earlier this week, I would have rather had the freedom. Thanks for giving me hope!