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@Anonymous wrote:I woke up this morning and checked my account and was pleasantly surprised to see a $2,100 auto CLI from Chase! I haven't used the card much, maybe once a month for $1,000 and PIF as soon as statement cuts. Now sitting pretty at $5,600 CL
Wow! Congrats on the Chase Love!
That card will be awesome if you pair it up with a CSP or CSR.
Holy moly....I just got a $2000 auto-cli on my Freedom card.
A year or so ago, I closed my Slate and moved 1/2 of that CL to my CSP, I also gutted my Freedom and moved $5000 of it to the CSP at the same time.
That left me with a $17.5k CSP and $1k Freedom.
I have been swiping it quite a bit the past few months and always PIF. Today or yesterday, I logged in and had the $2000 increase, to $3k. Maybe I'll move $2000 of it back to the CSP.
I've had my card for 16 months and havent been granted an auto CLI. And don't want to waste a hard pull on it.
@Anonymous wrote:I've had my card for 16 months and havent been granted an auto CLI. And don't want to waste a hard pull on it.
Never again.. HP for a CLI.. Did it once, and that was it..
CONGRATULATIONS!
@Anonymous wrote:I've had my card for 16 months and havent been granted an auto CLI. And don't want to waste a hard pull on it.
I'm in a similar situation. I recently left Chase (after being with them for about 18 years if you include my time at Washington Mutual before Chase aquired them) for Navy Federal as it's ridiculous. I've had my Freedom card for over 2 years now, and it's now my lowest limit card. I started at $2200 and it's stayed at $2200. I use it, put up to 30% on it and pay it off in full after it closes. And no way I would take a hard pull on it to ask.
Now I will admit, it was my first non-secured card. I had gotten in trouble with credit in the early 90's, and vowed to never do it again, so I only had a debit card and had zero credit cards. If I didn't have the money, I didn't buy it (yes that included my cars). That wasn't an issue until about 3 years ago when I couldn't move as no one would lease to me anymore (20 years of perfect lease/rent history didn't matter) as I had NO credit score (my credit report was completely empty, so was my wifes). So we started with Discover, they offered us each a secured card, a year in they sent us our money back, and off we went. So looking back, yeah Chase was the first one to give me a card, but as I said, I banked with them for 18 years, they better than anyone know my spending/etc. (I've literally run MILLIONS through my bank account in that time with never as much as a single bounced check, overdraft fee, etc.) But I will assume for sake of argument, different divisions and they don't take that into account.
Either way, my credit score is now mid 700's (purely held back by length of accounts), and every other card I have has a limit that is magnitudes higher than Chase, and I get auto CLI's on them all (I try and not gamble to much with requesting CLI's, as just not really necessary). So not a huge fan of Chase, and will likely let this card collect dust now.