Chase Freedom denied NOW APPROVED

[Mzvanessa]

Congratulation now go into garden mood for at least six months or so.

[nikjain]

Thanks a lot for this Info. 

I was rejected when I applied for Freedom Card but after reading this I called Chase back to reconsider. 

They agreed to give me card with 500$ CL.  Hoping to get Card in next 6 days now.

Its been only 6 months for me in US. I had couple of checking accounts, one with Chase and I did had one HSBC credit card when I came on which I maintained good credit.

This post really helped else I would have never called them back.

[EssenceLegacy]

I am going through a similar situation with chase and am just starting up my credit. I am completely new to credit practices and procedures.  I got a letter denying me the freedom card, but no phone number to call them.  Where could I find this “Backdoor Number”. Thank you in advance for any assistance.

[drkaje]

Congrats!

[brian71]

http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066

[goldenglove_21]

I was initially denied for the Freedom card, but waited a few weeks for my new credit balance to report (gave me way better utilization). They said my history wasn't long enough, blah, blah, blah. Then I got several pre approved offers and got approved for the BCE, Discover IT, BOA Cash Rewards and then decided to call up Chase to see what they could do. I was approved for $800 (much lower limit than my other cards) and was so ecstatic. I have 1 last card I am interested in (Cash+), but will be waiting until April to travel an hour to app for it.

[youngandcreditwrthy]

Congrats! I did a recom because of this forum too back in July and got a Freedom as well!
This forum is so valuable!
And welcome to the forums!

[Irisa]

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@Anonymous wrote:

UPDATE!!! 

I called backdoor number this morning again and was APPROVED!!! The nice gentleman mentioned my short history but said he would look over my application. I waited on hold for  8 minutes then he came back to confirm my employment on hold again for 3 mins. Finally he said I was approved for 500 limit (happy just to get my foot in the door).  I told him that me made  my day.....Thanks to everyone for the sharing great info on this forum.

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In my experience Chase is pretty good with recons. Congrats on the approval

[Networth]

Congrats! I looked at your original post date and see it has been over a year since your denied, sounds like you put in the time to earn that card 

[xiapwa]

hi! saw the reviews and saw many say about them lowering their credit limits and making the interest higher, but if you never carry a balance on any of your cards and pay in full every month you dont really need to worry about them raising the APR, I tried applying for the card 3 months ago and was denied they said i didn't have enough credit history(4months with one secured fr. BofA) not even for a $500 limit.   despite the bad reviews i decided to apply for it again since they are giving out $200 when you spend $500 in 3 months instead of the regular $100 for $300/3months. and i got APPROVED! with a credit limit of $1,200

so i was approved for $1,200 limit and the 15 month free of APR, with the $200  bouns with a credit score of  642, credit history of 6-7months with

BofA Secured card (2,000limit)

capital one card($500limit),

newyork&company ($250limit.)

i thought for sure i would be denied since i currently am using 50% of my credit availble

couldn't belive i got approved 3months after i got denied, wtih a low credit score and using 50% of my credit avaible 0.0!