I've had my FU for about a year now with the same $2,800 limit with no requests to increase it. I called in today and asked for a credit line increase of $2,200 to make it a even $5,000. The Rep advised there would be 3 options once he submits it, denial, approved or pending. I am still under the 5/24 rule, not sure if that still applies for a CLI. Have you been through this process and was you denied or did you get approved, my scores below are current and my overall UTL is at 3%.
was it a Hard Pull for your Increase?
Yes I forgot to mention that, it was a hardpull from TransUnion.
@Remedios wrote:@Keatonsdaddy was your request denied or is it under review?
The only reason I'm asking is typically those are instant decisions with them, though a review is possible
It is pending, the rep said I would hear something about the decision in 10 days!
@M_Smart007 wrote:
@Keatonsdaddy wrote:I've had my FU for about a year now with the same $2,800 limit with no requests to increase it. I called in today and asked for a credit line increase of $2,200 to make it a even $5,000. The Rep advised there would be 3 options once he submits it, denial, approved or pending. I am still under the 5/24 rule, not sure if that still applies for a CLI. Have you been through this process and was you denied or did you get approved, my scores below are current and my overall UTL is at 3%.
Just as a DP. I was waayyyyy over 5/24 (more like LOL/24) and requested a CLI on one of My Chase cards. approved for $9K.
Was your request an instant approval?👀
They're really crossing their t's and dotting their i's, just got an alert they pulled Experian today hmm. I'll keep you all posted!