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Chase Freedom!

Super Contributor

Re: Chase Freedom!

@jeffm4688 wrote:

I bank with chase, personal and business. I was withdrawing cash from a teller when she mentioned I had a pre approval for a card and that I should sit down with someone so I said sure, knowing it was most likely a freedom.


I was joking around saying I fully expected a $500 limit and I got one! I was talking with the guy too and he was like oh if we pre approved you you're scores must be really good blah blah. And I was like, to be honest I can't believe I got the pre approval to begin with. To think two years ago when I opened my business account and applied for a business card I got denied.


At the end of the day my EX is a 677, I got approved for the IHG last week (received today) and I checked pre approvals 2 days ago and had nothing. Weird, but I'll take it. Honestly if I could eventually grow to double my current CL's with chase I might consider hitting the garden for the first time in a long time. 


I also counted, and I opened 27 accounts in 24 months. Most of which last June. I'm guessing I'll be able to achieve a nice CLI on either or both cards when a huge block of new accounts and INQ's hit a year old in June.

Congratulations and thanks for sharing the details.


$500 on a Freedom card isn't so bad. Mine was $3,500 in 2008 until they balance chased me with a couple CLD to $1,500. I get 10 points per swipe though, so it's hard to resist using the little card. I have over 60 swipes already this billing period that still has a couple days to run.


Thanks for the details on the in-branch application. I am routing cash flow through my Chase Checking account in anticipation of going into a branch in a few months to try for the CSP, even though I now have 14 new cards in the last 18 months. I'm telling myself the 5/24 is only the "easy denial" for online apps. Smiley Happy  We shall see whether that is my own form of delusion.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 15
Not applicable

Re: Chase Freedom!

I just applied for chase freedom today 3/27 and I got a message said its need a little more time to process my application. Is this good or bad from Chase? I had this experience with capital one Sony PlayStation card application but turn out was approved. I'm hoping its the same for chase and hope to get the chase freedom visa account. I called the apps line and talk to a customer rep and he said its still in process. I'm crossing my fingers
Message 12 of 15
Not applicable

Re: Chase Freedom!

Just call Verifications/Fraud in the morning @ 8AM. Ask them for the status of your application 877.470.9042

Message 13 of 15
Valued Contributor

Re: Chase Freedom!

@ Stellar,

My you have a lot of cc's! Are you planning on hitting 50?? 

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 14 of 15
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Re: Chase Freedom!

congrats!!  That is great news!

Message 15 of 15
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