@jeffm4688 wrote:I bank with chase, personal and business. I was withdrawing cash from a teller when she mentioned I had a pre approval for a card and that I should sit down with someone so I said sure, knowing it was most likely a freedom.
I was joking around saying I fully expected a $500 limit and I got one! I was talking with the guy too and he was like oh if we pre approved you you're scores must be really good blah blah. And I was like, to be honest I can't believe I got the pre approval to begin with. To think two years ago when I opened my business account and applied for a business card I got denied.
At the end of the day my EX is a 677, I got approved for the IHG last week (received today) and I checked pre approvals 2 days ago and had nothing. Weird, but I'll take it. Honestly if I could eventually grow to double my current CL's with chase I might consider hitting the garden for the first time in a long time.
I also counted, and I opened 27 accounts in 24 months. Most of which last June. I'm guessing I'll be able to achieve a nice CLI on either or both cards when a huge block of new accounts and INQ's hit a year old in June.
Congratulations and thanks for sharing the details.
$500 on a Freedom card isn't so bad. Mine was $3,500 in 2008 until they balance chased me with a couple CLD to $1,500. I get 10 points per swipe though, so it's hard to resist using the little card. I have over 60 swipes already this billing period that still has a couple days to run.
Thanks for the details on the in-branch application. I am routing cash flow through my Chase Checking account in anticipation of going into a branch in a few months to try for the CSP, even though I now have 14 new cards in the last 18 months. I'm telling myself the 5/24 is only the "easy denial" for online apps. 
We shall see whether that is my own form of delusion.
@ Stellar,
My you have a lot of cc's! Are you planning on hitting 50??
