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Chase IHG Instant Approval $24,000

Frequent Contributor

Chase IHG Instant Approval $24,000

Call it the MF effect but I saw someone post about applying for this card last week. 80,000 bonus points (1k spend/3months) , $50 statement credit with first purchase, 5000 bonus points for first purchase by authorized I went for it. I am planning a trip to NYC next year and would come in handy. Instantly approved at $24,000.


6 months ago I had an offer for Freedom Unlimited and CSP (would not have been able to meet the spend requirements). Went for Unlimited and was disappointed at the 4K instant approval.


Data Points:

I have 3 year old lates. One of the lates was a 30 day late on my Chase Freedom card.

Already had Chase Freedom at $9,500 and Freedom Unlimited at $5000 (I had moved $1k from Freedom to make it 5K)

14 inquiries from auto (2015) and mortgage (2017) shopping and an app spree after closing on my house back in late March. 

Overall UTI is 10%.

Income: 100K+

TU FICO was 745 at time they pulled my report. They also pulled EQ I believe but didn't provide my FICO for that bureau. 

Message 1 of 11
Community Leader
Super Contributor

Re: Chase IHG Instant Approval $24,000

Congratulations on your approval!

Message 2 of 11
Valued Contributor

Re: Chase IHG Instant Approval $24,000

Congrats 🎈🍾🎉🐬

Message 3 of 11
New Contributor

Re: Chase IHG Instant Approval $24,000

Congrats Elktech!

Message 4 of 11

Re: Chase IHG Instant Approval $24,000

Very impressive approval!  My IHG was approved for 6k although have had other chase cards approved for 12-17k and income in the 150k range and scores at 700.  You did well!


edit: old baddies 6+ years old as well being paid CO's and lates

Message 5 of 11
Regular Contributor

Re: Chase IHG Instant Approval $24,000

Nice limit! I am planning on applying in the next couple of weeks.

Message 6 of 11

Re: Chase IHG Instant Approval $24,000

Congrats on an awesome approval! If staying in Manhattan, points redemption is usually the best way to go so you should get really good value. I have stayed in a few of the IHG properties there (not points) and was quite pleased.
Message 7 of 11
Mega Contributor

Re: Chase IHG Instant Approval $24,000

Congrats on a great approval. Smiley Happy

Lol +1 the Fico EffectSmiley Happy will that star Ashton Kutcher or K in BostonSmiley Wink
Message 8 of 11
Regular Contributor

Re: Chase IHG Instant Approval $24,000

Congrats on the approval and SL!

STARTING: Mid 500's in --- 2013 --- CURRENT (03/20/21): EX 754, TU 747, EQ 752 --- GOAL: 800+ Across the board

PenFed Visa Platinum Cash Rewards, PenFed Platinum Rewards Visa, AMEX Blue Cash Preferred, AMEX EveryDay, Chase Sapphire Preferred, BarclayCard Arrival World Elite, US Bank Cash, Citi Diamond Preferred, Citi Rewards, Citi Thank You Preferred, Amazon Store Card, Macy’s Store Card, Kohl’s Store Card, VS Angel VIP Store Card Total Limit: $129,800
Message 9 of 11
Super Contributor

Re: Chase IHG Instant Approval $24,000

Congrats on a killer SL


Id love to get this card, too bad Chase has other thoughts

3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840

"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 10 of 11
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