Call it the MF effect but I saw someone post about applying for this card last week. 80,000 bonus points (1k spend/3months) , $50 statement credit with first purchase, 5000 bonus points for first purchase by authorized user...so I went for it. I am planning a trip to NYC next year and would come in handy. Instantly approved at $24,000.
6 months ago I had an offer for Freedom Unlimited and CSP (would not have been able to meet the spend requirements). Went for Unlimited and was disappointed at the 4K instant approval.
I have 3 year old lates. One of the lates was a 30 day late on my Chase Freedom card.
Already had Chase Freedom at $9,500 and Freedom Unlimited at $5000 (I had moved $1k from Freedom to make it 5K)
14 inquiries from auto (2015) and mortgage (2017) shopping and an app spree after closing on my house back in late March.
Overall UTI is 10%.
TU FICO was 745 at time they pulled my report. They also pulled EQ I believe but didn't provide my FICO for that bureau.
Very impressive approval! My IHG was approved for 6k although have had other chase cards approved for 12-17k and income in the 150k range and scores at 700. You did well!
edit: old baddies 6+ years old as well being paid CO's and lates
Congrats on the approval and SL!
Congrats on a killer SL
Id love to get this card, too bad Chase has other thoughts