Thank you... I am hoping to have that happen to me one day! 
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
"Thank you... I am hoping to have that happen to me one day! "
I'm sure it will! Just keep chipping away and you'll get there! Being on these forums and becoming more knowledgable shows you are focused!
Thanks for the encouragement! This has definitely made a huge difference for my credit life by coming here and getting all this extremely valuable information from all the knowledgeable members! A big thanks to everyone else here as well!!!