Chase Marriott - Decline... Update: Approved

[cashorcharge]

Congratulations on your approval!!! Enjoy that new card!

[addicted_to_credit]

---

@CreditCuriosity wrote:

Congrats.. Did CA break the 5/24 rule or chase relaxing it? hmm..

---

@CreditCuriosity , right!! Inquiring minds wanna know!

[Creditaddict]

When I get home I will pull a credit report to check what I'm forgetting but off the top of my head:

Sams club

PayPal MasterCard

Rakuten visa

jcrew

A finance account for our AC but if you're saying personal lines don't count maybe🤔

lines of credit don't count?

[CreditCuriosity]

Reporting accounts in the last 2 years not business accounts.. Not sure in LOC's count or not to be honset, but car loans and those don't count.  It is accounts not inquiries in the last 2 years store account included.  You might actually be under 5/24?

[CreditMagic7]

---

@CreditCuriosity wrote:

Congrats.. Did CA break the 5/24 rule or chase relaxing it? hmm..

---

Whom else could?

[M_Smart007]

Congratulations on your Approval..

[Anonymous]

Congratulations on the recon! 

[Creditaddict]

So if lines of credit, auto, and my AC loan which shows under real estate don't count towards 5/24, I was at 5.

Adding in lines of credit would bring me to 9.

auto would add 3 more.

[FinStar]

---

@Creditaddict wrote:

When I get home I will pull a credit report to check what I'm forgetting but off the top of my head:

Sams club

PayPal MasterCard

Rakuten visa

jcrew

A finance account for our AC but if you're saying personal lines don't count maybe🤔

lines of credit don't count?

---

Like @CreditCuriosity mentioned upthread, LOCs and PLOCs (non-business) do count, but it depends on how they're coded on your CRs.  Installment loans, personal loans are typically excluded from the 5/24 tradelines count.  So, if you broke through the 5/24 restriction, go play the lottery! 😜

[FinStar]

---

@Creditaddict wrote:

So if lines of credit, auto, and my AC loan which shows under real estate don't count towards 5/24, I was at 5.

Adding in lines of credit would bring me to 9.

auto would add 3 more.

---

That's likely the best scenario.  Needless to say, congrats on your new Marriott/Bonvoy CC.