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Chase Quadfecta Achieved !!!

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Chase Quadfecta Achieved !!!

Chase freedom Unlimited - December 2017 (SL: $500/CL:$1000),

Chase Freedom - January 2018 (SL: $500/CL:$1000),

Chase Business Ink Cash - May 2018 (SL:$7000/CL:$8,500)

Chase Sapphire Reserve - Feb 5th (SL/CL:$10k). A bunch of my friends take flights and cruises all the time so i buy their tickets and they venmo me. Easy $4k spent in 1 month. My next card will be the World of Hyatt card and i'll apply around October/November.


My oldest credit card is 5 years 9 months (authorized user). My 2nd oldest is 2 years and the rest are a year or younger. I have about 8 credit cards total. $55k personal income. My highest credit limit on my personal credit file (biz cards don’t count) is $8,500 on the authorized user card that I don’t use. My personal cards limits are $4,500, $2,500, $1k, and $1k. The whole "Chase wants you to have a card over $10k" isn’t set in stone. I believe that you just can’t have too much debt when you apply. I immediately applied for the CSR after I paid my car off and $10k was taken off my report.

Message 1 of 11
Valued Contributor

Re: Chase Quadfecta Achieved !!!


awesome congratulations GIF by Slanted Studios

CONGRATS on your Success with the Chase Quadfecta!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | Apple Card WEMC $6K | NFCU cashRewards $3K | NFCU More Rewards AMEX $25K
Macy's AMEX $1K | PenFed Power Cash Rewards VS $7,500

TCL - $165K+ | Rebuilding since April 2018
Message 2 of 11
Regular Contributor

Re: Chase Quadfecta Achieved !!!


Message 3 of 11
Established Contributor

Re: Chase Quadfecta Achieved !!!

Congratulations! Nice SL!!

Message 4 of 11
Senior Contributor

Re: Chase Quadfecta Achieved !!!

COngrats on your approval !!!



8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 11
Valued Contributor

Re: Chase Quadfecta Achieved !!!

Congratulations on your success!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 6 of 11
Valued Contributor

Re: Chase Quadfecta Achieved !!!

Congrats on your Chase collection! Smiley Happy

Currently: Gardening since 12/29/2019

Message 7 of 11
Valued Contributor

Re: Chase Quadfecta Achieved !!!

Congrats!! Hefty Chase collection Smiley Happy.

Message 8 of 11
Senior Contributor

Re: Chase Quadfecta Achieved !!!

Congratulations on achieving the quadfecta!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores

Message 9 of 11
Valued Member

Re: Chase Quadfecta Achieved !!!

Congratulations! 👍
Goal: 780+
Current Scores: (as of 01.08.2020)

INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Revolving: 14.95k Util. 2% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 5 mo. AoYA: 1 yr, 5 mo. 100% PIF.

since Aug. 2018

myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
"Discipline is the bridge between goals and accomplishment."

Message 10 of 11
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