Chase Ritz Carlton approval odds. **Update**

[darkfrosty]

Good luck .. I really want this card for some reason lol but I have been holding off applying.

[Anonymous]

Well it's official I am APPROVED!!! Just got a call from fraud to verify a few things and I got it. Only 5k credit line which I'm not surprised since with all I went thru but I'm ok with that. I want to really thank everyone who has been there and helped along the way.  So excited for this one. Now I garden for a long time lol.

[nitrov]

Wooohooooo! Congrats! 6-12 months from now I'm sure they'll give you a nice big bump. I started with $500 on my freedom card after my identity was stolen and they were one of the creditors that got burned. They bumped me from $500 to $4500 and then most recently to $15k. My 2nd card with them (less than 6 months after I got freedom) was $9k CL, and now my most recent (Marriott) they gave me $25k. Chase takes care of you as long as you don't burn them and can play by their rules of the sandbox lol

[UncleB]

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@Anonymous wrote:

Well it's official I am APPROVED!!! Just got a call from fraud to verify a few things and I got it. Only 5k credit line which I'm not surprised since with all I went thru but I'm ok with that. I want to really thank everyone who has been there and helped along the way.  So excited for this one. Now I garden for a long time lol.

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Huge congrats on your new Ritz Carlton approval! 

[Anonymous]

Thanks guys. Now with chase when can I request a cli or are they automatic? I pay my cards off in full every month so I figure 6 months of use than ask.  Just not sure how chase works in that regards.

[nitrov]

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@Anonymous wrote:

Thanks guys. Now with chase when can I request a cli or are they automatic? I pay my cards off in full every month so I figure 6 months of use than ask.  Just not sure how chase works in that regards.

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Chase VERY VERY rarely gives auto CLIs. Usually once every couple years if at all. You can request one in 6-12 months, but unfortunately it'll be an HP. Aim high, they can always counter if they want to give you less. I'd wait 6-9 months with great payment history then ask for $15-20k.

[Anonymous]

Thanks nitrov I plan to use it heavily as my main card for a while to establish good history with them and do like you say request an increase in the future.

[Anonymous]

Congrats on the approval.

[pa850]

Congratulations.  They will give an increase if you treat them right.  I started with a 5,000 CLI.  Now it's 15,000.  It's been a little over a year. 

[Anonymous]

Pa850 when you say treat them right what would you say are good tips. I typically pay my cards off in full each month.  Did they auto cli you or did you ask for them?