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Chase SR 9K CLI

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Established Contributor

Chase SR 9K CLI

I product changed to a CSR from a Slate in Nov. 2018, (due to not understanding credit and being afraid of rejection).

 

This was my first attempt at a CLI. I called and spoke with a CSR agreed to take the HP and was instantly approved for a 9K CLI. I went from 10K to 19K; while a lot of me feels this was money that was left on the table because I product changed instead of outright applying. I WILL TAKE IT!!!

 

I found myself here lurking the forums and have learned so much since then. Thanks to everyone who contributes and makes the forums what they are.

 



22 REPLIES 22
Frequent Contributor

Re: Chase SR 9K CLI

Congrats on the nice CLI!

Officially in the garden until October 2021!!
Message 2 of 23
Moderator

Re: Chase SR 9K CLI

Interesting PC, if the card works for you then no problem, grats on the near double CL Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 3 of 23
Established Contributor

Re: Chase SR 9K CLI


@gdale6 wrote:
Interesting PC, if the card works for you then no problem, grats on the near double CL Smiley Happy

Well I did it at the time because I was clueless about credit. It was a Chase card I had opened in 2012 that was just sitting around. I was reading about awesome cards on the forums here and was afraid of the rejection from the CHASE MONSTER. It has worked out for me over the last year. Thanks



Message 4 of 23
Valued Contributor

Re: Chase SR 9K CLI

Congratulations on your CLI!
Message 5 of 23
Established Contributor

Re: Chase SR 9K CLI

I thought you needed 10k for the CSR. Guess not on a transfer? Is your current card a Visa Infinite card?

Message 6 of 23
Frequent Contributor

Re: Chase SR 9K CLI

Awesome!! Congrats!


Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 10.5k
Amazon Store Card 10k
Chase Freedom Unlimited 11.7k

Fico 8s as of 12/08/2019:







In the Garden Since: 08/28/19
Message 7 of 23
Frequent Contributor

Re: Chase SR 9K CLI

Congrats on the CLI!

 


@randomguy1 wrote:

I thought you needed 10k for the CSR. Guess not on a transfer? Is your current card a Visa Infinite card?


He had 10K to start with.  His CLI added 9k to that for a total of 19K.  Plenty for a Visa Infinite.

 

Gardening starting 8/1/19
Goal: 0/24, diamond spade, and SAVE, SAVE, SAVE!!

Open Tradelines: +$1,500 CFU Auto CLI
Inquiries: Age: New TLs/months: 3/24 2/12 2/6
FICO 8 Scores: 09/2019: 10/2019: +19 -33 11/2019: +12 +21
Message 8 of 23
Established Contributor

Re: Chase SR 9K CLI


@DivorcedAndBroke wrote:

Congrats on the CLI!

 


@randomguy1 wrote:

I thought you needed 10k for the CSR. Guess not on a transfer? Is your current card a Visa Infinite card?


He had 10K to start with.  His CLI added 9k to that for a total of 19K.  Plenty for a Visa Infinite.

 


Totally read that wrong, thanks.

Message 9 of 23
Established Contributor

Re: Chase SR 9K CLI


@randomguy1 wrote:

I thought you needed 10k for the CSR. Guess not on a transfer? Is your current card a Visa Infinite card?


Yes, you need 10K to have a CSR/VI card. My Slate card had a 5K limit. I took an HP to get a 5K increase to reach the required 10K. Once I had the 10K limit they product changed me. I remember during the process the Rep was asking me am I sure I did not want to apply instead. I think she knew what I was doing was foolish. I look back on it as a big mistake as a FICO newbie. 

 

Yes, my CSR is a VI card.

 

EF086C9A-6DF2-46F3-9244-861A065381DC.jpeg



Message 10 of 23
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