Applied for Chase Southwest VISA with 75k SUB (no offer, just applied blindly) and did not get a automatic denial, EX PULL. Next day I received a email letter that I was denied due to "too many accounts open in the last 24 months" (which is correct). I pretty much knew it already. Still thinking about it after 2 days so why not call the Recon Line. I explained that since Southwest are in Hawaii now that I want to get their card for my future travels. Rep asked me about one of my authorized user card if I'm responsible with it I said NO. Asked my Mortgage payment and Annual Salary then put me on hold and came back that reconsideration was place and that I will receive a letter in 2 weeks. Fast forward to the next day. APPROVED FOR 7k. This is my 3rd Chase card as I have the CSP, Amazon and now SW. Applied with Amazon and SW on LOL/24 status.
@blazerein wrote:Applied for Chase Southwest VISA with 75k SUB (no offer, just applied blindly) and did not get a automatic denial, EX PULL. Next day I received a email letter that I was denied due to "too many accounts open in the last 24 months" (which is correct). I pretty much knew it already. Still thinking about it after 2 days so why not call the Recon Line. I explained that since Southwest are in Hawaii now that I want to get their card for my future travels. Rep asked me about one of my authorized user card if I'm responsible with it I said NO. Asked my Mortgage payment and Annual Salary then put me on hold and came back that reconsideration was place and that I will receive a letter in 2 weeks. Fast forward to the next day. APPROVED FOR 7k. This is my 3rd Chase card as I have the CSP, Amazon and now SW. Applied with Amazon and SW on LOL/24 status.
Congratulations on your approval 
@CreditCuriosity wrote:Congrats on your approval. What is lol/24 as some it might be 4/24 and others it would be 20/24. Can you please quantify more the lol/24 as might help others if they consider applying above 5/24. For example i get mailers weekly for their SW business card, but I am at I think 6/24 now..
LOL/24 meaning more than 5 and to be exact for me, it's 14/24
Congrats on going after your approval
The data point is helpful because im currently 7/24, and i would like to get my first Chase business card like the Ink Cash card.
Starting Score: 512