Chase Saffire Preffered Approval after no Pre Qualification

[lisbonic]

I had been looking at adding a Chase tradeline for a year or two and I keep seeing the Chase Saffire Prefered is one of the best overall cards to get.

I checked their pre approval page consistently, via ingognito browser, phone etc. and its always said they had no offers for me.

My Fico 08 Scores are all between 710-720 at the moment so I just said screw it and applied anyways.

Got an instant approval with a $20k limit!

Still not sure why I never got a pre approval, but glad I took the inquiry.

[Anonymous]

Yeah, pre-app's / offers don't always mean you get the card and the lack of them doesn't mean you won't be approved either.  I never got pre-app's on Chase or Amex and both came through in the end.  I'm at over 70K w/ Chase now and Amex is over 50K aggregate.  If you see a card that works for you then go for it.  A HP isn't the end of the world and sometimes you luck out like you did and get a 20K limit out of it.

[HighAchiever]

Congratulations!!! That is some very good information to share, thank you!   

[ChargedUp]

Congrats on the new Sapphire and the excellent SL!

[Anonymous]

Wow! Congrats on the new approval and great SL. That's awesome.
I actually just got a mailer for that exact card last week. You got me hopeful!

[Anonymous]

Congrats on your Chase approval and SL! 

[M_Smart007]

Cold Hard app and $20K, Nice!

"I just said screw it and applied anyways." Thats how i'd do it

Congrats!!!

[lisbonic]

A quick update for anyone interested.

I just received my card in the mail and read the back of the paper that the card came with.

They pulled Experian, but below it has the following:

Information about your credit score:

Your Credit Score: 728

Date Calculated: 06/17/2019

Scoring system name Card Aquisition Risk Score V2

Source:  JPMorgan Chase Bank

Interestly enough, I dont have that score anywhere in my Fico subscription and that number is 8 points higher than any of my other Experian scores that MyFico lists.

Thought this may be useful information to share

[Anonymous]

congrats on that HUGE approval!

[Cred4All]

Heck-of-an approval, nicely done! Congrats!