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Chase Saffire Preffered Approval after no Pre Qualification

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Valued Member

Chase Saffire Preffered Approval after no Pre Qualification

I had been looking at adding a Chase tradeline for a year or two and I keep seeing the Chase Saffire Prefered is one of the best overall cards to get.

 

I checked their pre approval page consistently, via ingognito browser, phone etc. and its always said they had no offers for me.

 

My Fico 08 Scores are all between 710-720 at the moment so I just said screw it and applied anyways.

 

Got an instant approval with a $20k limit!

 

Still not sure why I never got a pre approval, but glad I took the inquiry.

Message 1 of 15
14 REPLIES 14
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Valued Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Yeah, pre-app's / offers don't always mean you get the card and the lack of them doesn't mean you won't be approved either.  I never got pre-app's on Chase or Amex and both came through in the end.  I'm at over 70K w/ Chase now and Amex is over 50K aggregate.  If you see a card that works for you then go for it.  A HP isn't the end of the world and sometimes you luck out like you did and get a 20K limit out of it.

500K+ TCL / 800+ FCOs
Message 2 of 15
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Established Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Congratulations!!! That is some very good information to share, thank you!   Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 3 of 15
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Valued Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Congrats on the new Sapphire and the excellent SL!

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 4 of 15
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Regular Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Wow! Congrats on the new approval and great SL. That's awesome.
I actually just got a mailer for that exact card last week. You got me hopeful!
Message 5 of 15
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Valued Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Congrats on your Chase approval and SL! 




"Your ego is writing checks your body can't cash".
Message 6 of 15
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Epic Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Cold Hard app and $20K, Nice!

"I just said screw it and applied anyways." Thats how i'd do itSmiley Very Happy

Congrats!!!

popcorn eating emoticon.gif

Message 7 of 15
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Valued Member

Re: Chase Saffire Preffered Approval after no Pre Qualification

A quick update for anyone interested.

 

I just received my card in the mail and read the back of the paper that the card came with.

 

They pulled Experian, but below it has the following:

 

Information about your credit score:

 

Your Credit Score: 728

Date Calculated: 06/17/2019

Scoring system name Card Aquisition Risk Score V2

Source:  JPMorgan Chase Bank

 

Interestly enough, I dont have that score anywhere in my Fico subscription and that number is 8 points higher than any of my other Experian scores that MyFico lists.

 

Thought this may be useful information to share

Message 8 of 15
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Frequent Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

congrats on that HUGE approval!

Message 9 of 15
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Valued Contributor

Re: Chase Saffire Preffered Approval after no Pre Qualification

Heck-of-an approval, nicely done! Congrats!


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