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Chase Sapphire Approval with low scores

tmtkidz
Established Member

Chase Sapphire Approval with low scores

Yesterday, I walked in Chase bank in NYC to open up a business checking acct & business cc. After reading on this forum I was scared to apply especially after the banker told me that nothing came up for pre-approvals. Instead, I opened a personal & business checking account and that’s where my pre-approval was showing. We submitted and I was approved for $14,700 sl. Later, I applied for the Amex PRG and was approved. I’ve been working on my utilization so this is a surprise to me.
Cards CL Balance
PenFed promise 33k 31k
PenFed rewards 10k 8k
CapOne 3k 900
CreditOne 2400 1200

Scores EQ-665, TU- 634 and EX-657
Lost 2pts EQ so far/chase pulled from EQ & EX

 photo edited-image_zpsxhumgzar.png photo edited-image_zpstvoicbo1.png photo edited-image_zpsy4ocgzbv.png photo edited-image_zpsdtlngru5.png photo AMEX Plum Business_zpslq76wwb4.jpg photo Barclays Uber_zps0kmoy3ee.jpg photo edited-image_zpsyu4vsihk.png photo edited-image_zpsljthhttb.png photo edited-image_zpsf08iy7ax.png photo Credit One visa_zpssznw6sjx.jpg photo Credit One mastercard_zpsczztrkol.jpg
Penfed Promise 33k, Penfed Rewards 10k, AMEX charge card,
Chase Sapphire 14,700, AMEX Biz charge card, Uber 5k,
Discover 3k, Cap One 3250, Wells Fargo 2k,
Credit One Visa 2400 and Credit one Mastercard 1k
Message 1 of 28
27 REPLIES 27
Anonymous
Not applicable

Re: Chase Sapphire Approval with low scores

Congrats
Message 2 of 28
19eighty5
Senior Contributor

Re: Chase Sapphire Approval with low scores

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 28
Anonymous
Not applicable

Re: Chase Sapphire Approval with low scores

Congrats on approval and nice SL  .. Chase loves you Heart !!!

 

 

Message 4 of 28
Anonymous
Not applicable

Re: Chase Sapphire Approval with low scores

Congrats on your approvals!

Message 5 of 28
Gokuva
Regular Contributor

Re: Chase Sapphire Approval with low scores

Congrats on the approvals - and a nice SL to boot!



Message 6 of 28
Anonymous
Not applicable

Re: Chase Sapphire Approval with low scores

How long have you had all of your accts?
Message 7 of 28
tmtkidz
Established Member

Re: Chase Sapphire Approval with low scores

Thank you! This was truly a surprise.

 photo edited-image_zpsxhumgzar.png photo edited-image_zpstvoicbo1.png photo edited-image_zpsy4ocgzbv.png photo edited-image_zpsdtlngru5.png photo AMEX Plum Business_zpslq76wwb4.jpg photo Barclays Uber_zps0kmoy3ee.jpg photo edited-image_zpsyu4vsihk.png photo edited-image_zpsljthhttb.png photo edited-image_zpsf08iy7ax.png photo Credit One visa_zpssznw6sjx.jpg photo Credit One mastercard_zpsczztrkol.jpg
Penfed Promise 33k, Penfed Rewards 10k, AMEX charge card,
Chase Sapphire 14,700, AMEX Biz charge card, Uber 5k,
Discover 3k, Cap One 3250, Wells Fargo 2k,
Credit One Visa 2400 and Credit one Mastercard 1k
Message 8 of 28
tmtkidz
Established Member

Re: Chase Sapphire Approval with low scores

I’ve had both PenFeds a little over 2 years and the CapOne and Credit One I’ve had for about 6/7years. I should closed the Credit One but I believe that’s where my history is coming from.

Forget to mention that I didn’t have any inquiries.

 photo edited-image_zpsxhumgzar.png photo edited-image_zpstvoicbo1.png photo edited-image_zpsy4ocgzbv.png photo edited-image_zpsdtlngru5.png photo AMEX Plum Business_zpslq76wwb4.jpg photo Barclays Uber_zps0kmoy3ee.jpg photo edited-image_zpsyu4vsihk.png photo edited-image_zpsljthhttb.png photo edited-image_zpsf08iy7ax.png photo Credit One visa_zpssznw6sjx.jpg photo Credit One mastercard_zpsczztrkol.jpg
Penfed Promise 33k, Penfed Rewards 10k, AMEX charge card,
Chase Sapphire 14,700, AMEX Biz charge card, Uber 5k,
Discover 3k, Cap One 3250, Wells Fargo 2k,
Credit One Visa 2400 and Credit one Mastercard 1k
Message 9 of 28
Anonymous
Not applicable

Re: Chase Sapphire Approval with low scores

Congratulations!

Message 10 of 28
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