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Chase Sapphire Pref Approved

Established Member

Chase Sapphire Pref Approved

Have Slate 3.2K and Freedom 4K over a year and i am definitely way over 5/24... I received the offer for Freedom Unlimited and CSP.


I decided to follow the guidance of the community, went to the Branch and was convinced by a CSR to get Freedom instead of CSP, because of Annual fee and was DENIED. Should have followed my instinct.


So I was like F#$$ IT i will just do the CSP online..... WELL APPROVED for 18.6K


Fico 8 692TU


Keep up the work community


Message 1 of 23
Community Leader
Senior Contributor

Re: Chase Sapphire Pref Approved

Weird. Usually the in-branch apps are more successful with Chase lol. Congrats on getting the card you originally wanted and with a fantastic SL! Now call up that customer service rep and tell him/her what happened lol

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
FNBO Rewards Visa: 3.2k
Once you go Berner, you never go back.
Message 2 of 23
Regular Contributor

Re: Chase Sapphire Pref Approved

Congrats on the superb CL and a top tier card.

Could you share some data points like age of oldest and average account? And how many new cards, inquiries in last 6 and 12 months?
BofA Cash Rew: 16k+
Amex Cash Magnet: 14k+
Citi DC: 8k+
Barclays Uber: 8k+
Citi Premier: 7k+
Chase Saphire Pref 6k+
Chase Amazon: 4k+
Cap1 QS1: 2k+
Cap1 Savor1: 1k Smiley Sad

Next App in: Late Oct 2019

Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.

Message 3 of 23
Valued Contributor

Re: Chase Sapphire Pref Approved


Living through Darwinism is so much worse than learning about about it in school.
Message 4 of 23
Valued Contributor

Re: Chase Sapphire Pref Approved


awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval and the LEGENDARY SL!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 5 of 23
Established Member

Re: Chase Sapphire Pref Approved

Oldest 19y 8m

Average 2y 10m

11 inq TU in 12m

17 inq EQ in 12m

13 inq EX in 12m

11 new cards in 12m

1 auto lease 12/2018

1 line of credit 8/2018

Util 28% across all



Message 6 of 23
Valued Contributor

Re: Chase Sapphire Pref Approved

Congrats on the approval and awesome SL!

Scores - All bureaus 756 +
TCL - Est. $275K
Message 7 of 23
Regular Contributor

Re: Chase Sapphire Pref Approved

WOW, Impressive ... you killed that one!


Do you know which CRA took the INQ?

Starting Score: 567
Current Score: 739
Goal Score: 760

Take the myFICO Fitness Challenge
Message 8 of 23

Re: Chase Sapphire Pref Approved

Impressive SL, grats on the great card Smiley Happy
Message 9 of 23
Senior Contributor

Re: Chase Sapphire Pref Approved

Congrats on your approval and very nice SL !!!!
Welcome to CSP family




8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 23
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