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Chase Sapphire Pref Approved

Established Member

Chase Sapphire Pref Approved

Have Slate 3.2K and Freedom 4K over a year and i am definitely way over 5/24... I received the offer for Freedom Unlimited and CSP.


I decided to follow the guidance of the community, went to the Branch and was convinced by a CSR to get Freedom instead of CSP, because of Annual fee and was DENIED. Should have followed my instinct.


So I was like F#$$ IT i will just do the CSP online..... WELL APPROVED for 18.6K


Fico 8 692TU


Keep up the work community


Message 1 of 23
Community Leader
Senior Contributor

Re: Chase Sapphire Pref Approved

Weird. Usually the in-branch apps are more successful with Chase lol. Congrats on getting the card you originally wanted and with a fantastic SL! Now call up that customer service rep and tell him/her what happened lol

Discover It: 19.7k
Amex ED: 18k
Citi DC: 6.7k
Citi Rewards+: 3.6k
Bank Americard: 2.8k
Once you go Berner, you never go back.
Message 2 of 23
Regular Contributor

Re: Chase Sapphire Pref Approved

Congrats on the superb CL and a top tier card.

Could you share some data points like age of oldest and average account? And how many new cards, inquiries in last 6 and 12 months?
BofA Cash Rew: 16k+
Citi Premier: 7k+
Citi DC: 7k+
Chase Amazon: 4k+
Cap1 QS1: 2k+
Barclays Uber: 8k+

Next App in: Late Oct 2019

Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.

Message 3 of 23
Valued Contributor

Re: Chase Sapphire Pref Approved


Living through Darwinism is so much worse than learning about about it in school.
Message 4 of 23
Valued Contributor

Re: Chase Sapphire Pref Approved


awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval and the LEGENDARY SL!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 5 of 23
Established Member

Re: Chase Sapphire Pref Approved

Oldest 19y 8m

Average 2y 10m

11 inq TU in 12m

17 inq EQ in 12m

13 inq EX in 12m

11 new cards in 12m

1 auto lease 12/2018

1 line of credit 8/2018

Util 28% across all



Message 6 of 23
Valued Contributor

Re: Chase Sapphire Pref Approved

Congrats on the approval and awesome SL!

Scores - All bureaus 756 +
TCL - Est. $275K
Message 7 of 23
Regular Contributor

Re: Chase Sapphire Pref Approved

WOW, Impressive ... you killed that one!


Do you know which CRA took the INQ?

Starting Score: 567
Current Score: 739
Goal Score: 760

Take the myFICO Fitness Challenge
Message 8 of 23

Re: Chase Sapphire Pref Approved

Impressive SL, grats on the great card Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 9 of 23
Senior Contributor

Re: Chase Sapphire Pref Approved

Congrats on your approval and very nice SL !!!!
Welcome to CSP family




8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 23
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