Hello myFICO! After being in the garden and achieving a Gold Spade, I noticed that the CSP has an elevated 80,000 point SUB, and I have some planned spending coming up, so I figured that this would be a good time to app for this card which is a goal card. So I unfroze my reports, logged into Chase, filled in my info, watched the wheel spin, and...
I was approved for a CSP with a $7800 SL and 20.74% APR! As usual for me, Chase pulled Experian which was a 756 FICO 8, which didn't drop as a result of this HP. This was a cold app with no offers in my Chase account and was 4/24 at the time of the application with 5 inquiries on Experian. My reported income is $33.6K and this brings my total exposure with Chase to $18.3K which is the highest of all lenders. I will be putting a $3K tuition charge on it so I will have no trouble meeting the minimum spend this summer. Don't worry, I have the cash to PIF the tuition! Overall, Chase has delivered once again and I am pleased with this result and was well worth the Gold Spade I just traded in, and another goal card has been checked off! Back to the garden I go! 
Congrats on your Chase Sapphire Preferred approval
Nicely done! Enjoy your new CSP!
Congratulations on your Chase approval and amazing bonus. Were you pre qualify before applying?
Nice cards collection.
@KingRue8500 wrote:Congrats on your Chase Sapphire Preferred approval
@sarux3 wrote:Nicely done! Enjoy your new CSP!
@CreditMagic7 wrote:WTG! @CreditAggie - Nice Chase Sapphire Preferred approval! Congratulations!
Thank you @KingRue8500 @CreditMagic7 and @sarux3 !
@Yasselife wrote:Congratulations on your Chase approval and amazing bonus. Were you pre qualify before applying?
Nice cards collection.
Thank you @Yasselife ! This was a cold app; I was not prequalified for the card unlike my Amazon approval in October.
Congrats! 🎉🎊 My husband took advantage of this offer yesterday and got approved as well. Great card to have!
