I've been preparing my credit file for over a year just for this card and was blown away with the limit I got. Approved for $11.4k! I was expecting $5k, but Chase really came through and topped AMEX. Going for my next 3X CLI with AMEX in 2 weeks, hopefully they will get jealous and give me the full $27k CL.
Instant approval; called in and had it expedited!
Note: I am a college student and have no prior relationships with Chase. No in-branch or online pre-approvals either. It is possible, guys!
Here are my stats from before the app!
FICO's: EX (2) 743, TU (3) 749
Income = $57k
1% utilization, no baddies
Oldest acct = 20 mo, AAOA = 16 mo
(6/16) CapOne QS @ $1.35k CL, <1% util
(9/16) Deferred Student Loan @ $6.5k, 98% util
(1/17) AMEX BCP @ $9k CL, 0% util
(3/17) Discover It @ $2.6k CL, 0% util
AMEX Gold Card (10/18) - NPSL
AMEX Cash Magnet (01/17) - $27k
Capital One QS (06/16) - $1.35k
Chase Sapphire Reserve (02/18) - $11.4k
Discover It (03/17) - $3.2k
Congrats! And from the looks of it your credit file looks great, keep up the good work!
That's an awesome Chase approval, especially for a college student.
Congratulations for making a splash with Chase and that SL is OUTSTANDING for a college student!!
Congrats!!! Its nice to see this being done. I am a college student as well and Im preparing my credit profile to apply in about 6 months. Our profiles are very similar down to the students loan minus length of credit, so hopefully chase will come around. I am going to open a savings acc with them tomo just to be on the plus side lol.
Currently, Chase has a checking bonus of $300 (much easier to meet the requirements) and savings bonus of $200, if you can meet the minimum requirements.