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Chase Sapphire Preferred APPROVAL!! (College Student)

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Regular Contributor

Chase Sapphire Preferred APPROVAL!! (College Student)

I've been preparing my credit file for over a year just for this card and was blown away with the limit I got. Approved for $11.4k! I was expecting $5k, but Chase really came through and topped AMEX. Going for my next 3X CLI with AMEX in 2 weeks, hopefully they will get jealous and give me the full $27k CL.

 

Instant approval; called in and had it expedited!

 

Note: I am a college student and have no prior relationships with Chase. No in-branch or online pre-approvals either. It is possible, guys!

 

Here are my stats from before the app!

FICO's: EX (2) 743, TU (3) 749

Income = $57k

1% utilization, no baddies

Oldest acct = 20 mo, AAOA = 16 mo

 

(6/16) CapOne QS @ $1.35k CL, <1% util

(9/16) Deferred Student Loan @ $6.5k, 98% util

(1/17) AMEX BCP @ $9k CL, 0% util

(3/17) Discover It @ $2.6k CL, 0% util

AMEX Gold Card (10/18) - NPSL
AMEX Cash Magnet (01/17) - $27k
Capital One QS (06/16) - $1.35k
Chase Sapphire Reserve (02/18) - $11.4k
Discover It (03/17) - $3.2k

GOALS: Upgrade CSP to CSR in February
FICO: EX - 762, TU - 769
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11 REPLIES 11
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Regular Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

Congratulations on getting the CSP and nice SL! I'm looking to apply for it this year as well. Hopefully, I can get around the SL too that would be nice.

.:: Chase Amazon Prime Signature Visa | $12,300::.
.:: Wells Fargo Platinum | $3,000::.
.:: Target | $400::.
.::02.15.18::. EQ-758 | TU-764 | EX-761
Goal: 800+ EX:TU:EQ
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Valued Member

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

Congrats! And from the looks of it your credit file looks great, keep up the good work!

CHASE UNLIMITED $16,000
CHASE SAPPHIRE $25,000
CAPITAL ONE QUICKSILVER $30,000
BARCLAYCARD UBER VISA $15,000
BARCLAYCARD APPLE REWARDS $2,000
DISCOVER IT $10,000
DISCOVER IT CHROME $5,700
US BANK CASH PLUS $500
CAPITAL ONE PLATINUM SECURED $1,300
PAYPAL 2% MASTERCARD $8,000
AMERICAN EXPRESS CASH MAGNET $6,000
TARGET REDCARD $2,000
WILLIAMS SONOMA VISA $4,000
QVC QCARD $2,900
MYFICO EQ 710 TU 773 EX 721
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Valued Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

That's an awesome Chase approval, especially for a college student. 

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 4 of 12
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Valued Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

Awesome approval! Congrats!!!
American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
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Frequent Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

Congratulations for making a splash with Chase and that SL is OUTSTANDING for a college student!!

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Community Leader
Super Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

Congrats! Knew you were solid to get it. Smiley LOL

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Valued Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

I’m sure I responded to this already. Oh well. Great starting line. Fantastic start to your credit journey. Keep up the good work.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
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Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)

Congrats!!! Its nice to see this being done. I am a college student as well and Im preparing my credit profile to apply in about 6 months. Our profiles are very similar down to the students loan minus length of credit, so hopefully chase will come around. I am going to open a savings acc with them tomo just to be on the plus side lol.
Message 9 of 12
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Valued Contributor

Re: Chase Sapphire Preferred APPROVAL!! (College Student)


@LuckyB338wrote:
Congrats!!! Its nice to see this being done. I am a college student as well and Im preparing my credit profile to apply in about 6 months. Our profiles are very similar down to the students loan minus length of credit, so hopefully chase will come around. I am going to open a savings acc with them tomo just to be on the plus side lol.

Currently, Chase has a checking bonus of $300 (much easier to meet the requirements) and savings bonus of $200, if you can meet the minimum requirements. 



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
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